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Some very constructive suggestions here. FWIW, one technique I have used successfully myself and with clients overcoming serious behavioral issues is a SMART goal- a specific, measurable, achievable, realistic, time-based result goal. i.e. next time the invoice arrives in the account after bills...

Thanks HandyAndy, yep he is all over it! Cheers

Thanks for the info guys, will get an engineer to have a squiz and see how it goes, cheers!

Wondering if anyone has any experience with this- have a small crappy old garage on a large slab. Garage now is single, slab big enough to fit a double colourbond kit garage with workshop. Can I get rid of existing garage and then just bolt new in its place? slab looks good condition. What might...

A bit far away Peter but thanks nonetheless.

Seeking recommendations for a good commercial PM for small commercial premises in Shellharbour NSW- lease is up, tenant wants to re-sign, current agency is pretty useless. Thanks in advance.

While I study my *** off I am the paraplanners lackey, COIN slave, SMSF admin teams gopher and chief cook and bottle washer. Actually its not that bad and Im really lucky to be doing a mature age career change with a unique trainee ship type arrangement through a relatives FP practice.

See that happen alot unfortunately- Where I work we rebate back any comms we can't turn off, but good you picked up on it in your case, many people don't and wonder why their super is going nowhere!

touche- that was bit sloppy, bad habit, luckily I am in the back room away from the clients ha ha

There are plenty good FPs out there, it can take some searching but they do exist. For a start look up/request their FSG (fees and services guide) and work out how they get paid- as mentiomed earlier AUM/FUM etc is comission by another name- bar it. Most solid planners will give you a free short...

Hey Wylie Thanks for the kind words, have bitten the bullet and spoken to dad, and ha has agreed to follow up- you are right, nothing like a PITA brother in the mix! Cheers

Thanks Terry- figured as much, but always good to know what I don't know- cheers.

Have been left 50/50 shares in parents PPOR with my brother after mum passed away in 2013 (it was solely in her name), and the Will states that surviving parent Dad can live in the home so long as he continues to up keep and pay outgoings. So far the property has not been transferred into...

Hey Peter Devo is spot on- as recently ex nowra and previously a social worker in area, still with IP in Nowra I'd watch the 'satellite' towns, keeping close to town cbd avoiding housing nsw pockets has worked well for us, beware lots of drop kicks in the bay and basin area, beautiful...

You can spend as much as you want, however cheapies will do the job but the pink multi pack style rollers can leave lots of fuzz which dries hard on the wall and looks crap. Either take it off with some tape or spend a little more on better ones. Knocked out 5 ceilings and some hallways today...

Go for it-painting is actually pretty forgiving Reno project, you'll be right. Your spreadsheet looks to have some pretty cheapie bunnings roller sleeves etc, if I'm stuck using these I wrap the sleeve in masking tape and then peel off tape prior to use- pulls all the little loose fibres off...

https://www.facebook.com/pages/Nowra-Memes/354599167949733?sk=photos_stream ...!!!

if you doing flooring straight after painting may as well get rip it out now, access everything easily and drop sheet as mentioned- painting skirts with the carpet in is a PITA. Check your walls current finish is ok to paint over by scoring crosshatch with blade, masking tape over top and see if...

Malfunction! Bogan meter at Sanga clogged up by meth smoke and fried Nankangs, Staffy most likely swapped for new Nike Shox and Monster Energy hoodie... Or maybe snake in a cracked fish tank... danger, danger, abort, abort!

Hey Nowra local (for now) with plenty experience (and clients) in Sanga, quick heads up- thoroughly research the area down to the section of the street- definitely pockets of hardcore rat bags, some bikie activity and a thriving crack scene on the DL. On the upside some pockets of awesome...