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  1. T

    Strategy question

    can't believe i didn't get it haha cheers.
  2. T

    Changes / tightening on servicing for investors

    i'm a tad confused as well, so it won't move from 7.5%, if interest rates move? also what is SVR stand for?
  3. T

    Strategy question

    what is a LOE/LOR strategy? also what is LOE and LOR stand for?
  4. T

    loan repayments weekly, fortnightly or monthly

    loan is with cba 4.39% loan amount is 160k 80% lend. p&i with a redraw facility. so yea i'll probs just pay weekly then. Cheers all
  5. T

    loan repayments weekly, fortnightly or monthly

    so my question is should i have my loan repayments made weekly or monthly? i was thinking monthly from a bookkeeping point of view. but then weekly repayments would be saving me interest on the loan as it has less time to compound. what do you guys do?
  6. T

    to increase yield

    ok, any ideas how to get around the serviceability problem then? with the recent changes for growing lrg portfolios ?
  7. T

    to increase yield

    but it'd be taken at there highest yield limit i would think. and i mean 7.5% p&i (around there)
  8. T

    to increase yield

    hi all, so i'm hearing that the new changes for serviceability is 7.5% and P&I that being said to help you be able to get more IP's would it be smart to include water / power into the rent? as it would show a better yield / more rent.. or is this pointless?
  9. T

    End of financial year tax time!

    i'm settling on a property 29/6/15 but i don't really want to have to go and pay a account an extra 100-300 dollars (it's an old property) can i just do a tax return for my self and do the property next year?
  10. T

    Changes / tightening on servicing for investors

    this sucks, it's not for all banks though just for amp? i can understand they taking the repayments as p%i if its IO
  11. T

    Conveyancer and/or B&P inspectors Ipswich Region

    Priemier Building & pest solutions building & pest Robert 0435 776 878 1 man business so decent price and also discounts if you pay cash.
  12. T

    Changes / tightening on servicing for investors

    AMP - no more taking other banks debts at actual repayments. This is a big one. what does it mean when another bank takes debt at "actual repayments" bit confused.
  13. T

    company trust

    it's around the 200k mark and i'd say 1970-1985 build
  14. T

    home insurance landlord insurance

    hi all, what questions should i ask when getting home insurance? is it a bad idea to bundle home and landlord insurance together? what questions should i ask when getting landlord insurance? the properties i'm looking at buying are lower end properties so i'd think there would be a...
  15. T

    Tenant wants to install second hand gas heater.

    get them to do it professionally, get them to get a compliance certificate from the plumber/gasfitter. this will give a warranty/insurance that it's done correctly and is safe.
  16. T

    company trust

    i thought that only worked on newer properties? i buy older properties
  17. T

    company trust

    hi D.T could you explain what he meant then? :s i'm trying to figure out if it's worth buying through a company trust structure to save on income tax but also land tax and the fees that go along with it. the property i'm looking at is positive by $90 a week
  18. T

    company trust

    mainly for tax reasons
  19. T

    company trust

    hi guys i'm under the assumption that a company trust set up to buy property through is around 2k set up with a 1k p.a ongoing fees. my question is if u buy ip1 through this structure and then you go to buy ip2 in the same structure how much more does your annual costs go up by? is it another...
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