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    I'm calling it... 2015 is the peak

    Haven?t been on SS for a long long time.... but always enjoyed the economics forum and debate. I?m not a housing perm bear (bought first home in 2007 ? thinking I was buying at the top, for family reasons) but I have always been intrigued as to why house prices didn?t get hit that bad in late...
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    Credit Market Impact on Lending LVR

    Anecdotal evidence: Was having a chat to a friend of my brothers the other day. He works in securitised debt for an Aus bank. Suffice to say he is in the thick of it..... Deal flow has stopped completely and wholesale funding market collapsed (but everyone knows that)......... however he...
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    Calling all Mortgage Brokers - What's happening on the ground

    There has obviuosly been a lot of stuff going on recently in the media etc about the sub prime mess in the US and it's effect on the global credit markets... The question I have is - is it having any effect on prices and products that the banks are offering through mortgage brokers? - Are...
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    What debt bubble??

    ........ this debt bubble. Don't know if anyone has been reading about recent isssues with sub prime lending organisations in the US, or the housing market over there - but I had to share this... This guy is blogging about his failed attempt to become a real estate mogul - and how he can...
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    Pre Approaching RE Agents?

    To any experienced buyers out there.... I am looking to buy a PPOR in the next year, pretty much know what areas I'm after and what price range and the type of house, land size etc.... Is it common that if you know what you want - then it is a reasonable strategy to approach various...
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    Interest Rate Cycle

    Thought it would be interesting to see where people think we are in the interest rate cycle and what they believe will happen over the next two years. We have had eight 25 basis point rises in a row - are we nearing the end....? Obviously this is highly speculative stuff, but I'm willing to...
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    CG Tax - Hypothetical

    A situation was going through my head the other day. A purely hypothetical one..... What happens if the following - 1) Significant rising in CG value of an IP (ie like the recent boom - doubling in 5 years) 2) Draw equity out of IP back up to 90% LVR - for whatever reason 3) Situation...
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    You're kidding me!! Middle class charity

    Just saw this link on PI.com... http://www.news.com.au/dailytelegraph/story/0,22049,20584625-5005941,00.html A great way to lose goodwill with anyone that donates money to charities. But thank god they haven't totally lost it and started paying peoples mortgages! My favourite passage...
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    Next Rate Move

    After the RBA speech today, all the buzz is around another rate rise before Christmas (likely November) I'm tipping 25 basis point rise TJ
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    Personality Types

    This has just done the rounds at aussie stock forums, and I thought it would be interesting to see if there is a common type amongst property investors, or maybe successful investors. There were a few INTJ types amongst the stock traders (me included) The link gives a brief description of...
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    Strategy - Possible First Buy

    To anyone wishing to provide advice; I have come across a property recently that I am very interested in. Although in general I believe that prices in general are still overpriced - that doesn't mean that little gems may come up.... (i am still young and have plenty of time) Without giving...
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    Footy Stock Exchange

    If anyone has interest in either all things football (AFL) or stock exchanges.... I have built stock exchange game based on AFL players and teams at; www.fsx.com.au For a bit of fun......... or when tipping just isn't enough! Cheers, TJ
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    Real Estate and Recessions...

    An interesting illustration of the relationship between high real estate growth and subsequent economic troubles. There is a strong inverse relationship between house price growth (blue line) and unemployment (red line), the bands of yellow are periods of recession. Original article link...
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    Housing Cycle quicker than first thought!

    I couldn't resist posting this; for those of you that will see this before the page changes tomorrow - here's a link to the SMH breaking business news page. http://www.smh.com.au/breaking/business/ For those who wont see it before tomorrow or will take my word for it, here is a...
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