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Hi, Anyone here have a broker they are really happy with? I need a new broker to fix the huge mess created by our previous one. Thanks, Zee

Hi All, This might seem a stupid question, but we have never purchased from new land releases before. Just wondering, can we negotiate the price with the land developer (ie. Oliver Hume) or the prices they set on their release date are all fixed? Thanks all. -zee

Hi All, Our first IP finally got rented out yay! :) The tenants have moved in and requested if they could install their dyer on the wall above the washing machine. Being our first IP, not sure how to handle this. DO we allow them to do the installation themselves or we ask the agent to...

Hi All, Our first IP finally settled, we went for an older home. The whole house has been painted but the kitchen needs updating. I have attached a photo, i would appreciate comments and suggestions from experienced members please. Would it be better to take out the whole kitchen and put in a...

Hi All, We signed the contract on 17th March, with original finance clause of 30th March and settlement date on 30th April. Came 26th March, there was no news from the bank (CBA) so we asked for an extension, this time for 9th April. Vendor happily gave the extension. It is now the 9th April...

Hi all, I have posted this in the finance section as well but i feel it suits here best. This is the position I wouldn't want to be in- receive a Low Bank Valuation. But I think I might be in it already? I have been looking for sometime and was getting tired and desperate just wanted to...

Can somebody please recommend a good building and pest guy in Melbourne West. Have not done B&P in our previous purchase (it was new, partner thought it wasn't necessary.) This time I am insistent to do a B&P but I am not sure how the whole thing works. I have put some offers so I'd like to...

I am not sure this is the right place to post this. This is giving me sleepless nights. It was so much easier when we were looking for our PPOR as I was choosing the house based on what I want. We are hoping to buy our first IP soon. I have been looking at properties in the Werribee/Hoppers...

I find it very hard to deal with agents, being a newbie and after having read so many stuff about them. I recently went to inspect a property with an advertised price of $325K+ and then later found out it was the same property advertised by a different agent(2) at $275K+. A few days later...

Hi All, Has anyone bought a (partially completed home) -mortgagee sale? The building is pretty much complete except for tiles/floor coverings , landscaping. It seems like a good alternative if looking at buying a new property but not keen to go through the building and waiting process...

Hi everyone, not quite sure if this is the right place for this. I'd really appreciate if anybody can recommend a place to get professional indemnity insurance. thank you, zee

We are looking at getting Term Insurance. We went to see a financial planner and has recommended Zurich Life Term Insurance pLUS. Has anyone had any dealings with ZUrich?? Please advise. Thank you. Any other recommendations will be appreciated. zee

we currently have an existing loan with SUncorp. (PPOR). We approached a mortgage broker to find out if we can now afford an IP. And this is what he suggested we should do. I would appreciate any comments on this proposed new loan structure that has been recommended to us. we will refinance...

hi, is anyone buying IPs in the western suburbs of melbourne ? (caroline springs werribee, point cook, hoppers crossing). we are not sure where to look. Are the reports from residex helpful( like the reports on Best Rent and best growth areas?) thanks zee

One of the properties we checked has a second mortage on it. What does that mean? If we are buying that property to rent out (IP) . how does that affect us? i appreciate any help. thanks again

Has anyone used the decorator advisory service from Freedom furniture ? I am color challenged and I could use some advise on how to decorate. We have decided not to install the other more costly fixtures such us extra light fittings, etc , since most have commented it may not add value...

hi everyone, we have purchased a 1 yr old ex-display home ( currently as a PPOR). Other than paying as much as we can to the loan, we would like to know what can we do to add value to the property so we can have it revalued and draw down on the equity to purchase an IP. I've read that...

we've finally managed to buy our first property. (PPOR) . Our offer was accepted before christmas and we settled on the second week of January. Now, there are talks about interest rates rising. We didn't do much research on the different loans available. We took a loan with Suncorp with a 1...

Hi guys, need help in this situation. we found a property we like, we've put in a verbal offer of 290K and the agent came back saying vendor will take 300K on a 12 day settlement, no finance clause attached. we spoke to our loan officer and was advised that we could try for 12 day settlement...

HI all, we need some advice. we are looking at buying our first property. it will be ppor. we have been checking out properties offered by private sales only. but then we bump into a property that pretty much suits our needs. but this property will be auctioned. we have received a...