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I currently have a property in Gladesville the inner north-west of Sydney, 10km from the CBD. It's a 4 double bedroom fibro house with a granny flat out the back. On a 700m block, decent enough house... But lets face it, it's nothing flash, kitchen and bathroom are aging. It's nearly a century...

Hey guys, long reader first time poster. I'm wanting to hopefully get some investment advice.... A little background: I'm 34. My name is currently on two properties, both split 50/50 with different parties. The one I live in and own with my wife, is worth probably $900K but we still owe $630k...