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    Failure to meet settlement

    Hi guys, I am in a bit of a pickle at the moment, hoping for some advise. Below are the details. I have finance approval from ING to purchase an investment property, I know ING not my first choice. They took a very long time to approve finance and now they have limited time to make...
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    ING 1% cashback mortgage payments

    ING almost cost me a property Very recently I was in the process of purchasing a property using ING which started smoothly enough however before I was approved I required 4 finance extensions on the property. From my experience the main problem with ING are staff and processed based. Credit...
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    Residential or commercial loan?

    Thanks for all your input guys, just wanted to give you a quick update. Aaron C is a legend! He was able to get me 95% resi loan with no trouble. He was very responsive and kept me in the loop at my every request. Given my experience with brokers he is one of the best I have used. I know...
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    Insurance against terrorism

    Totally agree Peter but my point of this post was to discuss insurance not delve into the issues with terrorism in general.
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    Insurance against terrorism

    My property is in the CBD...as stated. Not sure what this has to do with my tenants either. Hardly see how thinking about insurance makes the terrorist win. Insurance is simply risk mitigation, there is either risk or there isn't. As a property owner we take out insurance against natural...
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    Insurance against terrorism

    Hi everyone, So this is a question that no one wants to ask or think about but watching the news lately and even reading through some threads on the coffee lounge got me thinking. Should we have our property insured against terrorism?? I have not come across a standard policy which covers...
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    Residential or commercial loan?

    Thanks Aaron. Broker is not contactable at this point in time and there is no one I can turn to in the next week or so. I was hoping there would be a broker or contact on here which could give me some advise. I believe the valuation will stack up as residential yes. Nathan
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    Residential or commercial loan?

    Hi guys. I am having some finance problems and hopefully someone has been through something similar before. I have a contract on a piece of land in QLD. The previous owner has development approval going through council (not approved yet) to sub divide the lot into 20 blocks. The bank is...
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