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  1. almostthere

    ME Bank 3.99% 3 Year Fixed

    It reads - RBA didnt' cut rates so we DID :) Three Year Fixed 3.99% 4.84% Comparision Rate Zero Application Fee Zero Account Keeping Fee.. Sounds like a good deal.. http://www.mebank.com.au/lps/home-loans/home/?src=WEB_HLPTILE_0115
  2. almostthere

    GST on old resendtial unit sale

    Hi All, I need an urgent advice with my new PPOR purchase. I am purchasing a PPOR which is an established residential unit built around 1970. Will there be any GST applicable on this sale ? If yes, how much will be GST applicable ? The reason for my concern is, the sale contract has the...
  3. almostthere

    CGT 6 year rule and buying a tenanted property

    Hi, I am planning to buy a tenanted property. Their lease expires in another 7 months. But after the lease expiry I would like to turn that property into PPOR. Will I be still able to claim the CGT free for 6 years ?
  4. almostthere

    Lane Cove

    Lane Cove vs Lane Cove North vs Lane Cove West Hi Folks, I have been previously looking to purchase our PPOR (2 bed unit) around Macquarie Park, Galesville area. But now considering the lower north shore area particularly Lane Cove and Lane Cove North for its closer proximity to CBD and...
  5. almostthere

    Property near substation and financing

    Hi , Would you buy a property which is pretty close (adjacent) to a substation like this ? https://www.google.com.au/maps/@-33.828206,151.129836,3a,75y,306.15h,90.84t/data=!3m4!1e1!3m2!1shu_wuGv0WZIavmXbl6hPbg!2e0?hl=en Also, I have read somewhere that bank would lend only 80% lvr for...
  6. almostthere

    Genuine Savings and short term lending

    Quick question, I have been saving for a while now for my next IP deposit.. A friend of mine has now asked if he can borrow some money from me.. he will return within a week.. My question is when he returns it, will that deposit count as a genuine saving or not..? If it won't then I might...
  7. almostthere

    Macquarie Park , West Ryde

    Hi Folks, I am looking to purchase a 2 bed unit (PPOR) either in Macquire Park/West Ryde as this is close to my work (Macquire Park).. The prices seems to have jumped up by 100k in last one year ..Average 2 bed old unit are being sold for around 600k mark now. What do you guys think about...
  8. almostthere

    Can I change my broker ?

    Hi, I am quite unhappy with my current mortgage broker through which I got my IP1 loan which is now 6 months old.. My loan is with NAB and my broker do provide following - 1 free re-valuation every six month - 1 loan interest review every three month However, they are not that responsive...
  9. almostthere

    Which way am I better off ?

    I have recently bought a property which I initially intended to rent out .but now I am thinking whether to move out their myself ? Can someone point out pros and cons of both the option and provide advice on what I am better off doing ? **Some facts*** I am currently renting myself and the rent...
  10. almostthere

    Bathroom Renovation Ryde Area

    Hello All, I am looking for some recommendation for all in one bathroom renovation shops who serves around Ryde, NSW ..Does anyone have any recommendation ? Thanks in advance. Cheers, Ujwol Shrestha
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