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    Netflix..what are you watching??

    Daredevil, The Returned, sens8, Orange is the New Black all worth a watch if you have spare hours.
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    Hot stock tip

    DONE! emptied the offset account. fingers crossed.
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    Just found out I'm having twins...

    Super strange, My younger brothers are twins (different dad) but thier dad went onto have a set of twins with another woman?? :confused: :eek: My wifes sister in law had twins out of nowhere. Me and my wife had twins March last year, born 5 weeks early. It obviously depends on the...
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    Need a wine country break? Here we are ...

    Im a little confused, :confused: What is the code for the hefty discount for SS members and where do we type it in?
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    Random Act of Kindness

    Put it on a winning horse then spread the love to lots of charities.
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    Seen any great movies lately

    Expendables 2... Said noone ever! True Detective (Series) The Warriors Way This is The End (50/50 on this one)
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    How much do you spend on petrol each week? How much do you spend on phone/ internet?

    $130/month on Internet & Home phone. $60/month on me and my wifes mobile phone. $60/Month on Diesel for my car. $120/Month on Diesel fo wifes car. Would be close to $100/week all up. Edit: if we add in insurances and rego. much closer to $150/week
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    Phobias

    i never used to have any fears, but ever since my eldest son (4 y/o) was born i have been really weird with insects. The thought of touching them makes shiver and almost nausious, i have to get my wife to kill cockies or spiders. i have a zero concerns about eating gross stuff, so sign me up...
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    what kind of incentives to places use to lure people to gamble with them?

    WHERE!?!?! all it takes is for one person to 'win big' and then everyone believes they can be there next.
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    How Much Do You pay for Conveyancing

    KRG Conveyancing $980 + searches ($1314 all up) so far so good.
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    How to start...exercising

    i put on a heap of weight when we had our twins 7 months ago. the only way i stay motivated for exercise is to play sport (just social). indoor netball and oztag/touch footy. its been about a year now since i stopped playing and i hate myself more and more everyday, soon i will be able to...
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    Do we need a draftsman or can we draw a small patio up ourselves?

    a 2D drawing wont be difficult at all, it will be the footing/pier 'design' from the engineer. Super easy free program is Google Sketchup.
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    PPOR Loan: Offset vs Redraw

    well i have only been approved, so no payments yet, settlement in 27ish days.
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    PPOR Loan: Offset vs Redraw

    hmm, so the loan is $250,000. lets say i pay of $150,000 over the next 5 years. You're saying that if i redrew fir instance the entire $150,000 only the interest on the remaining $100,000 would be deductable if/wehn it became an IP? re-read 5 times and makes a bit more sense. so how easy...
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    PPOR Loan: Offset vs Redraw

    i have gone the redraw route with a 55 day interest free CC. My place will probably become an IP at some point, but there is no reason why i cant just remove my excess loan payments when i start seriously looking for IP's. and change products. knowing my luck, the bank will remove redraw...
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    Kitchen - Lounge

    NO!. but that was the purpose of this post. to see if it was an 'acceptable' thing. i mean if in 3-4 years we find our dream PPOR, is having no space for a dining table going to be a huge downside to potential buyers?
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    Kitchen - Lounge

    Oh bugger, i thought you were from the other thread, where you have the fridge is actually the hallway, which is one of my main constraints. I bet you thought i was pretty silly always leaving that space open for no reason hehe
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    Kitchen - Lounge

    A pic would be great Wylie, you lost me a little bit there. is this what you mean with the U shape? i think we would NEED a proper sized pantry, (4)
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    Kitchen - Lounge

    All good points, I haven't looked into it beyond the idea, but there is a perfect area for a big deck off the back door (end of the kitchen) Rockhampton is perfect place to have an open deck (if there is a breeze) I just cant see there being enough room to incorporate a 'decent' size...
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    Kitchen - Lounge

    HAHA, thats gold. So best bet to talk to a realestate/valuer?
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