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Hi just wondering if this is a good rate through a broker. 600k home loan through ANZ at 4.83%, LVR about 40% due to using a guarantor. Any one able to get any lower for a similar amount or is there any other banks that might offer a significantly lower rate? Thanks!

The property is located in Victoria. I am assuming the contract signed on the auction day is not the mortgage or transfer documents so I would not have to register the POA as I could attend settlement. The info sheet for the POA document says it does not need to be witnessed so I'm not sure why...

Ah ok thanks - this is the form we will be using which doesn't have any space to put clauses. http://www.publicadvocate.vic.gov.au/file/file/Publications/Booklets%20and%20guides/General%20Power%20of%20Attorney%20form%202014.pdf Do I just add some clauses underneath? Does the contract...

Hi I'm looking at purchasing a property interstate and its not feasible for me and my partner to go interstate each weekend to view properties. We are thinking of giving a general power of attorney to my partners dad so that he is able to bid for us at auction. Is there any issues with...

Hi I'm looking at bidding at an auction tomorrow, however I haven't engaged a conveyancer to look at the contract yet. I've looked at the contract though and it looks ok (but I guess what would I know..) The reason that we haven't engaged one yet is my partner said his dad could look at it as...

If my partner is on the loan, his parents would be our guarantors. Would this have any effect on his ability to borrow?

I'm looking to contribute about $63k as a deposit, and looking to obtain a loan for about $450-$550k. I might call the lender and see what they say about the "casual" employment. Thank you, I will consider a mortgage broker.

Hi, I have got a pre-approval for a loan for my own income, however want to get a loan with my partner as we are looking at buying a house potentially $100k above my pre-approval amount. Unfortunately the lender we went with will not consider his income as I advised he was a "casual" and...