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    What caused the market stagnation from ~2003 (and any earlier ones) aftr the big boom

    Hi, saw a similar question in another thread and would love some historical insight from some of the more experienced fellas. My simplified theory is these cycles always happen when people are able to "hoard" houses en masse, effectively creating an artificial(?) supply choke and raising...
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    Is there any insurance that covers builder/developer insolvency for buying OTP

    Hi, I have a unique situation where I have an option with a builder to sell land for money + unit (as an alternative to money only). At the time of exchange at the end of the contract period I get a deed to a unit, however I have technically given the builder the value of the unit as a free loan...
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    Is it better to agree to an option buy (18month)? or just wait'

    edited out.
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