Hi Pat, is there a reason why the existing $185K loan can't be increased.
Is the $185K a Navy Loan? I believe their may be a lender out there who is prepared to take a second mortgage behind your low rate loan to raise the $30K you need.
Hey hello1234, unfortunately they won't do it. Have had a few wins with LMI over the years but not on this one. Banks have really clamped down on any LMI refunds since about January 2012.