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ps. I'm with nab online trading - it does not appear that they let you borrow against real estate with a margin loan? Does anyone know if that is the case, thankyou.

Yes this is true, I'll re-think structure to make it abit safer. I've also just recently discovered that I can take out a margin loan against my shares with an LVR of 40%. I am unfamiliar with these but at first glance it appears the money can be used to fund a property deposit - similar to...

Thanks for getting back to me TerryW. Good point. Basically we will buy the units together and have 1 loan with all rent going into one account. Then fortnightly or monthly - extract our income to our personal accounts. I just thought if we had an offset account, we would have the...

Hiya folks newbie here. Was reading a lot of stuff on here and the verdict is in - Somersoft rocks! My wife and I want to buy a PPOR then use the equity to fund an IP as ya do. However just recently I have been approached to go JV in an 8 pack of units 50/50 type deal. The figures add up...