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Thanks for the suburb suggestions... I check new listings (rental and for sale) each day. But I forgot to go back and look at older ones that were listed before our "new" situation arose. I will have a closer look. But I think we'll need more time with such a big decision. Cardiff and...

The main reason is agents all said we wouldn't have time to settle anyway (so that we could move in, in time). Only one agent gave any indication they MIGHT be able to modify a contract for a quick settlement. They had one home where the sale fell through and vendors wanted out fast. But it...

Please do share - (if you're able to).

We're not certain, but we think when they read "Disability Pension", they move onto the next application. So we've considered having just my wife apply, then apply for me to move in later. Our problem with that is we're too honest. Well, some do behave like pets, LOL. :p

Thanks for the suggestion.

Perhaps that's the case. What I do know for sure is, the last few weeks have left a bad taste in my mouth. I couldn't treat people the way we've been treated. And I wouldn't employ someone to manage my investments that did. Cheers folks. :)

I don't believe we've displayed a fake or poor attitude. But we're quickly developing one. :D For example: One RE advertised a viewing of two extremely similar rentals - in the same suburb - at the exact same time. I rang them and inquired about this. They said to go to one, then ring...

Worth a try, thanks. We don't have much opportunities left though. We only have one viewing Saturday. RE agents claim you can't apply for a rental now, without viewing the property first. Yet two properties where RE agents said they'd SMS once a viewing was set - were removed from the...

What makes us dream tenants... The short version is - because every PM we've had has told us so. The two previous (to our current) both said, "If you ever want to rent again, please give us a call." (Sadly they've since retired.) We painted all but one property at some stage, and left each...

Well, one guy offered $30 more in rent, but the agent wasn't interested. Once he left she said to us, "We don't go in for that sort of thing so I won't be contacting the owner." (Another reason why Newcastle RE agents are pathetic. What investor wouldn't want to know about that.)

In a couple of cases we knew who was chosen. (The same ones that turned up at the inspection.)

Well, the property managers are just another part of the RE agents. Toilets - yeah I know - it's a Steve McKnight thing. I think he said it in one of his presentations, or perhaps his first book. I think he was referring to cleaning the house between tenants. i.e. The PM arranges for the...

I've read investing books state using RE agents to manage your properties frees up your time, you don't want to be cleaning toilets, mowing lawns, etc. However I want to mention something my wife & I have discovered about RE agents the last few weeks. Recently it became necessary for my wife...

Well, I should say - I receive Disability Pension - not Newstart, etc. CBA says they can offer $139,000. The trouble is, a few years ago it was $235,000. Then I believe the government tightened some rules. While it's better than nothing, we'd like to get that maximum possible loan amount...

For a child aged 0–12, Family Tax Benefit Part A = $169.68 per fortnight, per child. From 13-19 that increases to $220.64. I'm not sure who qualifies to receive Family Tax Benefits. But the Centrelink site has estimators. Use the one that calculates both Centrelink and Family Tax...

We've tried, but we're on Centrelink benefits. So the mainstream brokers we've approached so far have been unable to help. I'm trying a couple from this forum right now. Only one replied so far. (Thanks Aaron.)

Ok, thanks. Son #2 has his birthday late December. We were trying to guess how much extra we'd have to save, to make up the difference (in case we can't get a home loan pre-approval before then).

So... no estimates on what the loss would be? $20,000? $40,000? (Or it just cannot be guessed!?) We need a (maximum) loan of $235,000.

That's interesting, because our children do correspondence school. The curriculum we use means the children do not complete school (and thus continue to receive FT payments) until they are 19.

Oh, ok... We have 3 children - 4, 12 & 15. A couple of banks have said the same thing. That they already don't count the 15 year old - and when the 12 year old turns 13, they won't count him either. I wonder why they don't already discount #2 then!?