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  1. KayTea

    Given pre-approval, then declined at final loan paperwork

    Talk about being super cranky! I've been working with a financial planner, buyer's agent, and mortgage broker for months - and we'd finally found the ideal property, where all the numbers stacked up, and it was all 'workable'. I even had pre-approval for the amount I knew I was looking to...
  2. KayTea

    First PM - what to look for, and fees?

    Hi everyone. I'm (hopefully) just about to purchase my first IP. But now I need to look at getting a PM sorted. There is already one managing the property (yes, it's already an IP), but before I decide whether to keep the current PM, or try and find a new one, what are some of the things I...
  3. KayTea

    Claiming research expenses before purchasing

    I'm currently reading and researching before committing to purchasing an IP. In my journey, I'm buying a few books, and as part of my 'due diligence' before I actually purchase a property, I know that I will need to do some serious number crunching (and am, therefore, anticipating having to...
  4. KayTea

    Too old and poor to start investing?

    I've been interested in trying to 'get ahead' for a long time, but have never been sure where to start. So, like many, I've been plodding away at paying off my PPoR, feeling very disgruntled at making such small inroads and knowing it would be decades before I actually owned my own place...
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