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Thanks a lot for sharing terry, very interesting strategy! Will put more thoughts on this.

Thanks for the input. Seems like a good idea, might go for this. Thanks Terry, care to share?

Hi all, Planning to purchase a unit with 400k loan for PPOR. We are looking at structuring our loan below: - 200k on variable(interest only with offset) - 200k on fixed loan for 3 years. (principal + interest) In the next 5 years time, we plan to convert our PPOR to IP. Question; 1)...