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Hi, I was wondering if I should upgrade my car or not. I currently drive a mid-90s Corolla that needs 4 new tires (would last max another six months) and in six months time I have the rego and insurance. Initially was thinking of upgrading to a Camry in 1-2 years time, but because I need...

If the home loan is in the husband and wife's name and the husband passes away, what happens to the loan, does it need to be repaid immediately in full or can the wife continue to have the loan and continue to make repayments?

Is anyone paying their HECS as a lump sum when doing their tax rather than have it deducted from their pay?

I'm in the process of buying/planning for IP1. But I want to consider how I'm going to get IP2 because it may affect my strategy for IP1. I would like to know how long it would take before I could realistically buy IP2. e.g. would it be possible after 12 months. If I buy IP1 for $500,000 (Rent...

If a person ceases to be a director of a family business company and continues as an employee, is there any waiting period before they can apply for a home loan. And is it just the usual payslips required, and he won't need to show two years individual and two years company tax returns?

I have read in other posts that when building a portfolio of IPs, you should start with the least generous lender (more criteria) so that you can utilise the more generous lenders later on when it might be harder to get finance due to issues such as serviceability, loan amount reached a limit...

I am going to buy my first IP. I don't have a PPOR. Would I get a higher loan amount (more borrowing power/serviceability) if I capitalised the interest. Do I need a second (existing) property in order to capitalise interest or can I do it with just one property. And how? Is it by getting an IP...

What happens at the end of the IO period? Say it was 5 years IO. To get another IO period would require another loan application right? So if I have lower employement income at that 5 year mark or become unemployed at that time, would it just revert to P&I without the need for a loan...

Are Cashbonds / Annunity still being accepted as income for IP loans. Will most lenders accept it? How many years term is required for it to be accepted, is it 5 year or 1 year cashbond? If you purchased a $100,000, 5 year cashbond, you get an income of $20,000+interest per year. So why is...

Hi, Are there any good quantity surveyors in Sydney for a depreciation report that you can recommend? Thanks

Hello, This is a question for the property managers. What are some of the cost effective methods you use to get more properties to manage? That is aside from word of mouth, and the people you already know. I have been advertising in the local paper where our sales ads are in the real...

I live in Sydney, Australia. Someone told me that when you sell your investment property, and then within six months and within the same financial year, you buy another investment property (of higher price ???) then you would not need to pay for capital gains tax, since you would be reinvesting...