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Same recurring policies - penalise the middle class husband, wife + kids instead pass all benefits to the "abnormal" family units. I would not get legally married and have your "spouse" pay rent. Problem solved. Unfortunately couldn't sell this idea to the Mrs and the traditionalists.

How far north in Perth?

Sticking to this mantra meant I missed out on considerable gains in the apartment sector in the inner city and eastern suburbs of Syd over the last 6 years. Don't believe that units don't go up. You can hold more of it and its the first to run when market starts heating up. Lesson learnt... :(

You can find a List of ETFs in ASX monthly funds report, latest is Dec 2013. http://www.asx.com.au/products/managed-funds/market-update.htm

Sorry building and landlord but thank you very much Kesse!

Hi guys, How did you go with this? Still Suncorp, Commsec and RACQ to compare?

Where you looking at Liz, Boardwalk? That whole areas been down 15-20% from its peak and only just starting to recover from a flatline last 6 months. Possibly not a bad long term buy if you can pick something up for below replacement cost. All the new properties there should still very much be...

Sorry to bring this old thread up again, anyone have any updates or views on Whyalla and region that you care to share?

Saw repeat last night, anyone know if this sold?

Looked into it a while back but theres no demand whatsoever for this. We'll be going up against the likes of RE / buyers agents, conveyancers, REINSW, marketing/publishers and the worst offender or all... OSR! I think thats a losing battle against so many in such a powerful industry. Perhaps...

Have the banks started lowering their fixed rates yet? The 3 year futures have rallied nearly 50bps over the last few weeks. But I see media and BIS Shrapnel today still spinning higher rates in August.

Thanks guys, thought I read it somewhere many moons ago. Now guessing I have to pay $400 for valuer to come in. Was going to get in a few "friendly" agents. Can't win em all...

For those accountants out there: when you move into that 2nd PPOR and make the first PPOR an IP, do you take market val of the first PPOR to determine cost base or original purchase price then look to apportion period in which first PPOR was rented when finally working out CGT on any disposal...

Strategy works great if you have a pile of equity on your IPs to use. But as the interest keeps capitalising, so does your negative gearing losses. OK for 1 or 2 IPs but doing them over a dozen or so wipes your equity very quickly. I heard ATO is also looking over debt re-cycling with IPs...

Heard lamb was up to $180 a head in NSW, up over 80% in the last 5 years. Wouldn't mind IPs doing the same... :)

I've heard for NSW when you go for a general DA to add an extension for example, council can request that you put in a brand new water tank on an older home. Is there trus, for those with experience on the area. Thanks guys

Any feedback on what they are like? Expensive? Will they also organise the engineers, putting supporting beam..etc..?

Even if the loan was in both names to follow the banks security ownership? So when the ATO asks you need to then prove that the joint loan was only used by you? Unless the bank can offer you loan in your name only for a jointly owned property.

Shhh, don't let the secret out. Was at one of the Sth Coast beaches over the weekend, was busier than Syd beaches like Bondi and Manly!

Unfortunately nothings fixed price mate until they start ordering it and turn the provisional amounts to actuals. If not already, go pick all your taps,tiles, basins and the lot now before all these prices miraculously go up. Then theres the ole, hiccup costs which was unforeseen. Joys of...