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Hi All, I would appreciate your advice on the below loan structure for a 300K loan, for a $530K IP. I don't have any other mortgages. LOAN STRUCTURE 4.55% "choice package" with NAB (has redraw & offset features) Will choose variable interest rate (but might fix half at 4.55% for 5 years...

Hi all, For the past few months I've been trying to buy an IP on the Northern Beaches (110K+ deposit, 400K+ pre-loan approval). I've been picky, so in 3 months of searching, I've only found three desirable IPs. But on each occasion I've been out-offered by another buyer (I was willing to pay...