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  1. B

    Best balance between Line of Credit and Home Loan

    I am trying to figure out my options and their implications: Currently Existing LoC: $275K Borrowing capacity (same bank): $635K (if I wanted to borrow from the same bank but I won't do that) I am building my first IP in Brisbane so the loan will be $350K. My bank is not aware about this...
  2. B

    Looking for a construction loan

    I'm looking for a construction loan for about $380K with 80% LVR, with a re-draw facility. I'm buying land separately and getting a house built by a building company. I have been offered a few options. It looks like either the interest rate is very high during construction period (5.95% by...
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