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  1. M

    Use property equity to invest ETF?

    Hi, I am considering to use property equity to invest ETF. Is it better than using cash to invest? What are the advantages of using property equity to invest ETF? What is the correct operation model? Thanks
  2. M

    Pay for Gas heater service & Carbon monoxide test?

    Hi, My PM suggested me to pay $149 every two years to smarthouse plumbing to provide a Gas heater service & Carbon monoxide test. Is this something new as I only heard about smoke alarm service? Any regulation in VIC? Is it worth to do so? Thanks
  3. M

    Help me restructure my lending

    Actually this cba preapproval I got from a broker. Rolf is right the broker told me the price will be better if put both loans with cba. The broker also told me the way cba calculates serviceability is with the assumption of 8% interest rate and 80% of rental income. That's quite strict.
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    Not happy with Pre-Approval. What should I do?

    Hi, I am planing to buy my second IP. Just got a pre-approval of $290K from CBA (including IP1's equality) and really not happy with it. It is much lower than I expected ($350K+). What should I do? My status: Annual Salary $98,850 (Including super) IP1: Worth $320K ( Westpac $175K IO loan and...
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