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thanks guys. will double check with the bank to make sure I don't do anything stupid. It is just a bit unlucky to start at the beginning of this policy tightening cycle. Will report back what happens to my loan application when it is done.

I have a pre-approved investment loan from one of the big 4 banks. Going to the auction in less than 10 days, just wondering whether the recent tightening seen in the market is going risk my chance of getting the loan? are they going to knock me back just because IP loan is no longer that...

to be honest, 1% discount off its SVR itself is still pretty decent. I was told yesterday that NAB is going to do the same for the new investment loan. my concerns are whether there will be more tightening for investment loans, whether such 1% discount is for the life of the loan.

thanks a lot tobe. can I ask whether your mentioned advertised rate is just SVR? e.g. NAB's SVR is 5.43% from memory.

talked to my lending manager and he confirmed the same. was in a hurry during lunch break so didn't get a chance to check with him on details, do you guys know what will happen to: 1. fixed rate? can investors still get nab's advertised fixed rate below...

checking credit file when making offers? this is THE most stupid idea ever heard in the entire RE market. whoever comes up with such stupid idea should be removed from his position not because he/she is causing trouble for buyers - his/her idea is putting vendors into huge risks. what...

thanks guys, really appreciated. got the actual plans as a part of the contract, talked to my solicitor and he told me that the notifications on title basically allow me to run water/sewer to neighbours land and suggested that if I check neighbour's title search results I'd see easements...

Hi all, I am in the market looking for a home to buy in NSW. This one was just listed and I am checking its contract, there are some strange things on it. On the title search page, there are two easement related notifications in the second schedule section, they are: 2. EASEMENT TO DRAIN...