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I am finding out about the CBA property share product now... seems like a good option. Is there any guarantee or way to know how other lenders will treat this when i approach them for a loan individually and that they won't count my sibling's loan for which i need to be guarantor? Also, do you...

Dare I ask how one could manage around it unethically?

Surely there must be a way around this? It is hard to say no to the benefits of an investment partber over potential challenges for future financing, especially because it seems so unfair and non-beneficial for banks to have such ridiculous servicing calculations as 30% of income but 100% of...

I have really struggled to get a straight answer out of any finance professional about this question. Yet, i am sure it must be such a common predicament that there must be a reliable solution? I am wanting to buy property with a sibling, obviously we will buy in Tenants in Common. However, i...