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Some would see the move from CPA to CA as a 'downgrade' or a step sideways at best ;) From personal experience, CPA works where the aim is to reach CFO or indeed run the business.

Insurance Bayview, Let me echo the congratulations - I am sure your preparation and persistence will see you through. You haven't specifically mentioned insurance - I would be (if not already done of course!) organising relevant insurance for your interest prior to settlement. Your...

True - lease is for 12 months. However it will be prudent to check the lease clauses to make sure there are no 'outs' should the lease be assigned via sale of property. Regards A

Effort vs Return Whilst I agree (in principle) on the DIY methods being it is important to put a value on the time you spend doing the renovations. I value my time at my current salary hourly rate. This way any task I complete during a reno has an implied cost. I can then calculate the...

Link to ATO HI there, The attached link says 'as long as you make the contribution by the 30th June' you are entitled. You have clearly made the contribution in time so I think you should be fine. You may have to argue the finer points with the bank/ATO but they should come around...

Got it - love it Hello all, Don't watch much TV - but have a core set of programs that I like to see. Foxtel IQ lets me record every episode of a show at the touch of a button. I can then sit down and watch it when I choose to. The 'pause' live tv feature is great for watching live...

How to make a profit? I have been involved in community based not for profit child care for a number of years. I found it extremely difficult to balance the competing needs of staff wage demands (being around 80% of toal costs) with quality care at a reasonable price. The centre I was...

Look at the numbers I didn't check to see what kind of car - however Simon did some excellent analysis a while ago on a car v shares scenario. I found this truly enlightening because it showed cold hard facts on actual events. Link...

I AGREE THE STATE IS IN RECESSION!!!!! Now all interstate buyers please stay away ;)

One for the Golfers and one for Geoffw A woman golfer comes running off the course yelling, "I've been stung by a bee!!!" The groundskeeper asks her, "Where were you stung?" She replies, "Between the first and second hole." The groundskeeper says, "You need to close your stance." A...

I try not to miss: Chaser Spicks and Specks Rockwiz The Soup I also like the Aussie reality police show that is on at the moment Also enjoy/ed Hell's Kitchen with Gordon Ramsay and Neil Perry High Steaks.

I have a similar interest and remember you previously mentioning a 35 footer was on your wishlist.

Good work! It is inspiring to read of your progress. I have a suggestion for the $175K in your offset account: http://www.boatpoint.com.au/boats-for-sale/details.aspx?R=2417998 Will leave some change for french champagne and oysters. :D Regards a

I would ring them and ask for a copy of the invoice. It's not worth the worry regarding if and when they might invoice. Reminding the plumber to charge you will hopefully create a gold star in the plumbers mind for you that you might be able to use in future (emergency response/cheaper price...

Link http://discuss.joelonsoftware.com/?joel http://discuss.joelonsoftware.com/?biz I would recommend having a read of the above two sites. They are a mainly American community but their main focus is on-line software sales. Good luck with your new venture. Regards A

Mr Jane said his wife was spending so much of his money that he was forced to put her on a budget of $840,000 a year for family-related expenses. But the $70,000-a-month budget plan backfired because it only prompted Mrs Jane to hide her spending. I can understand why she left - how does any...

Thanks and congratulations back to you! There appears to be a veritable Somersoft baby boom lately! Sophie is our second, we also have a 4 yo boy - maybe a thread needs to be started on boys v girls - pros and cons (If you hadn't already guessed I am still thinking about the shot gun...

Let me add my congratulations..... As the proud dad of a 3 mth old daughter I never gave a thought to the 'shot-gun'. Can you recommend a brand? :D A

I had a quick look at the Revenue SA website and it does not mention moorings specifically. I would suggest it is not land taxable for the following reasons: 1 I don't recall my dad ever paying land tax on his mooring when it was leased. 2 It is not land :D 3 You are purchasing a...

Agree re walk on and off - the Marina quays will be popular with those moored at Port Adelaide Sailing Club as they currently need to row out to their boats so I believe some will gladly swap to a marina type berth. It might pay to advertise on their notice boards if you are going to lease...