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What is the procedure to get out of joint ownership of a house? I bought a house with another person in November last year, and due to a number of factors my financial circumstances have changed and i no longer want to be a joint owner in the house. The house is mortgaged, we both have a...

boo f**king hoo to generation Y. i am sick to death of people my age saying they will never be able to afford a house. and also sick to death of people saying they don't earn enough to afford a house. get used to the idea that you won't be able to afford a lovely 2 storey house in the area that...

1st IP - 19 (2006) 2nd IP - 21 (2007 - joint purchase with boyfriend)

I rented to 2 young guys and 1 of their girlfriends (ages 20-22). They lived in my house for approx 10 months, they ended up breaking the lease 2 months early. In the first 2 months - they SMASHED the beautiful leadlights in the front door. The story given? An uninvited guest showed up to...

I'm 21. I bought my first IP. in Jan 2006 when i was 19. It was $249,000 and is rented for $245 per week. Just bought a joint IP with my partner (34) which settled on Friday. It was $241,000 and will be rented for $275 per week. We live in my partners house and he as another IP (unit) in his...

My partner and I have purchased a house which settles on November 2nd. I will be doing the pre-settlement inspection on the morning of the 2nd. I want to do it as close to settlement as possible.

It definitely isn't cheap! And there is definitely no airport planned for the area :confused: I grew up on Mt Gibraltor (Mittagong) and my parents still live there. There aren't many jobs in the area, particularly for young people and a lot of people commute because of this. A lot of people run...

$68,500 before tax $52,286 after tax (plus $12,740 rental income) i dream of my income being $100,000+ :D

My tenants have been renting my house since start of November 2006. They are on a 1 year lease (approx 5 months left) There were 3 people on the lease (single man and a couple). The couple broke up, the woman moved out however she is still listed on the lease. The other half of the couple...

This is what I am doing, as I don't have a deposit or money to pay for costs for my second IP. I am taking out a second mortgage against my first IP (with the same bank) for $25,000. I find out this week if this has been approved (fingers crossed) IF it is approved, then I am going for the...

I'm not a teacher, but i work for a 'benevolent institution' and we are allowed to salary package about $16,800. It means i get about $6000 extra in my pay packet every year, i love it. I DON'T love the company that handles our salary packaging, they are so incompetent and have a habit of...

Hi Erin, Welcome to the forum...I find the people on here to be really helpful, even when i ask inane questions. I am 20 (turning 21 in June) and i purchased my first IP when i was 19. I am trying to buy my second IP at the moment. You sound like you have a really good attitude towards...

In 10 years time, i will be 31. I don't know where i'll be, what i'll be doing and who i'll be doing it with, but I hope that I'm happy! :D

Hi Definitely speak to a broker, they can look at your situation and give you a more accurate figure on what you can borrow than the various net calculators give you. I find the mortgage choice, anz, westpac calcs all vary widely when i enter the same financial info into each one :rolleyes...

Hello any brokers out there. I need a home loan. I have emailed 4 brokers and have heard nothing :mad: I have $20,000 to pay for costs & small deposit. Loan needs to be 97-100% I would like to borrow around $250,000. I need to know if this is possible based on the financial information...

I certainly haven't sweet talked my way into life. i got a full time job 1 week after finishing the hsc and have worked full time ever since. I'm 20.5 years old and i'm earning $62,000 plus super and i have no degree. I am a hard worker and i'm good at what I do. I frequent another forum...

I think you will find there are 'dodgy' people in any industry, no need to single out landscapers specifically.

Leumeah is 5 mins from the Campbelltown CBD. Some parts of Leumeah are semi-decent, but for the most part it is pretty dodgy, particularly the parts bordering Minto. We got broken into when we lived there, and nearly everyone I know that lived/lives there has been broken into at least once...

It has been almost a year since I bought my IP and i would really like to buy another one this year (ideally a house, under $250,000). My problem is that i have no saved money for a deposit or costs (have been paying off an operation). Can any brokers let me know their thoughts on whether I...

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