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Actually yes I presently work for a financial planning company, and whilst we don't at present recommend direct residential investment property (and would agree that the majority of financial planners don't) I have in the past worked for a company who do, and know another financial planner...

Hi Everyone Please note the below comments are definitely not advice of any shape or form, but my opinion on share market panic! It's really important to take a step back and think long and hard before making any decisions. Selling at a low, and buying in at a high is a classic mistake that...

Hi Guys I know this is one of those annoying threads (and I've already done a search for existing posts re this) but I'm settling my first investment property this week and have yet to find a good pm for the area. The property is in Rochedale South... If anyone knows of a reliable company...

Hi everyone I've recently started really getting into cooking, and I absolutely adore these magazine's that woolworths put out each month. The best bit is they plan a whole dinner party for you - and I remember in the Feb 07 edition they had a fantastic Romantic Dinner for 2 planned....which...

Thanks for all the ideas! Love the idea of the one way mirror, might put that in but I currently have the mothers sitting in the hall anyway. The only times this becomes an issue is if you have really pushy parents, at which point I would ask them to sit outside, but I understand that parents...

Thanks Skater and to everyone who has replied. Yep, I'm all organised, I know I need to get a blue card etc and the legal things, but luckily for me my current dancing teacher (who I am already teaching with) is a lawyer. :cool: She already has the arrangements with an insurance company, and...

HI There everyone It's been a while since I've posted, (been lurking for ages again) but I'd really like everyone's opinions here as I'm doing a little bit of research. Some of you may have seen the thread I posted months ago about my ambitious goal to be eligible to make it onto the BRW...

Hi All Probably a question for the Mortgage Brokers, we have been driving around in really crappy cars for a long time now and have decided to bite the bullet and upgrade to something slightly more comfortable. Question is - a. Can you add a car loan onto a PPOR loan that has already been...

Hi Cava There is such a thing called the 'sole purpose test' which basically means that you can't do anything at all with super unless it's only purpose is to build wealth for your retirement. Also Lowb - I think sometimes the only reason that people have any money at all in super is that...

Hi All Anyone know of a good cleaner/cleaning company in Brisbane? I'm looking for one (small house) but the fantastic lady who we used to have shut down her business....it's actually quite hard to find a good one these days so thought I'd check and get a reference from a brissie forumite...

Well said, however I think that there is no universal 'enough'. Everyone is different, and therefore the things they NEED are too. Therefore 'enough' for you, might be a ridiculous amount more than say a child living in a tiny village in some unheard of country that is happy as a pig in mud...

Now why didn't I think of that? The best solution is usually the simplest...I could be eligible to be on the BRW young rich list tomorrow!!!!!! :p Well, that wouldn't be as much fun anyway. Guess I'll have to do it the hard way :cool:

Holy Cow! What a thread! Peter and Duncan, I appreciate your two differing view points...I fully expected the two camps to emerge but not in such spectacular fashion! A few things to add here...I firmly believe that money can't buy you happiness, however I'm definitely on Peter here that...

Ha Ha ha Hi All Thanks for everyone who's shared their thoughts on this matter. I fully expected that we would have the two dramatically different opinions emerge. :eek: To set a couple of things straight....Thanks Skater - for pointing out what I had originally posted....my goal is to...

Hi All It's been a while since I last visited the forum. I've found renewed energy to make time for thinking about my future goals again as a result of a discussion I had with a friend (and fellow somersoft member) a couple of weeks ago. I've decided to make my new goal known to make it more...

Ace73 - I wish I was using the money to invest. Unfortunately it is personal 'bad debt'. Trying to get rid of it as fast as I can...the bank charging me $95 in one day doesn't help though :(

Hi all I know this has been posted before, but I just had to vent my frustration this morning! I'm with one of the major banks, and also have a credit card with them. I have a reasonably small limit (my choice, as they originally gave me a higher limit and I opted to reduce it). Anyway, I've...

Y-man! Where do you work? :eek: Have they got any jobs available???? :D And GeoffW - I should have known when I originally opened this thread that it wouldn't be 'serious' ;) Here I was thinking it was some genuine tips because of the price of fuel....mind you this is much better.

Thanks for your replies thus far....some interesting points of view raised. Wish-ga - one of the women who phoned in on the radio station this morning said that she has 3 kids, and has always worked full time (because she has to). She had to wait 18 months for the 2nd child to get in to day...

Hi All Heard a segment on the radio this morning about whether working mum's/(dad's) should get childcare places before non-working parents....what do you all think? My point of view is that children DO need the social skills they get from childcare...however maybe those parents who...