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  1. Bandita

    How to find a property owner's name (NSW)?

    Hi all, quick question - is there an easy (free) way to find out the name of the owner of a property if you have the address? It's in NSW. Thanks :)
  2. Bandita

    Curious if this works

    Something 2 different bank managers have mentioned to me - I'm unsure tax wise if this would work. It's not the way we'd go anyways as the payments are too high, but I'm curious if we could legitimately claim this interest on the investment loans...... Looking for a loan to buy into our...
  3. Bandita

    Broker recommendations Central Coast, NSW

    Hi, are there any broker recommendations for the Central Coast, NSW area? Doesn't have to be in the area, but thought I'd try there first. Preferably with experience in Hybrids and personal business loans although I think we'll possibly be looking at trying to go through residential if we can...
  4. Bandita

    Business Loan for Personal Investment Queries

    Hi all! It's been awhile since I've been on here! We've been busy building our family investments (liabilities ;)) over the last few years, hehe, but ready to get back into our financial investments again :) Abit of background - We are looking to put money in my husband's business...
  5. Bandita

    No Conditions allowed for 5 days if passed in?

    Hi all, Heard what sounded like a strange one today. My friend is looking at a property (VIC) that was passed in at Auction over the weekend. She wants to put in an offer, subject to finance, but the agent said she can't put anything in until Thurs because it was passed in, you can't have...
  6. Bandita

    PM Not paying rental to us until tenants pay in full?

    Hi all, We have a case of bad tenants (several notices to evict, but they always manage to pay by the deadline) - we thought they weren't paying at all for a month, but it turns out they are paying weekly installments - but the PM says they don't pay us until the tenant has paid in full for...
  7. Bandita

    Search functions

    Hi, Was wondering if it's possible to search by 3-letter words - eg. HDT I've tried everything I can think of, but always get the error: The following words are either very common, too long, or too short and were not included in your search : hdt I don't think it's too common - just...
  8. Bandita

    What will the rate cut mean for you?

    Hi all, Well, the RBA rate cut of 1% was certainly a shock for us - but quite welcome!! I'm interested to see what the rate cut will mean to you? For us, this will mean around $7k in savings if this lasts at "todays rates" for 12 months. On the other hand, I expect it will make us less...
  9. Bandita

    Comparison Rates

    I've gotten myself confused about what "comparison rate" is Is it: a. The "effectual" rate of the loan (i.e when you add in yearly fees, higher rates in future years {eg. if home starter type loans}, etc - what the interest rate really is) b. The average of other lenders/similar products...
  10. Bandita

    Sydney - why are strata fees so high???

    Been looking at some older style units around Sydney - and I'm in shock at the stata fees!! They're higher than you'd expect for a luxury high rise in Melbourne! There's no elevators, no pool - so why are they so high?? Eg: $872 per quarter...
  11. Bandita

    Interesting RE ad....

    Came across this one this afternoon - what the?? http://www.realestate.com.au/cgi-bin/rsearch?a=o&id=104024661&f=30&p=10&t=res&ty=&fmt=&header=&cc=&c=24941391&s=nsw&snf=rbs&tm=1222504299 Made me laugh though! :D Cheers, Jen
  12. Bandita

    Best deal - phone/internet (ADSL1)

    Hi all, My inlaws have been with Telstra for ages, their plan is finally up (500mb per month which they always go over and pay bucket loads for) - and they're looking to switch providers. ADSL1 is the only option - and Optus doesn't service their area (so no Fusion plans unfortunately)...
  13. Bandita

    Interesting inspection....

    Went to an interesting inspection in Petersham,Syd yesterday - beautiful house, horrible neighbours!! As soon as the open started, gunshots (or what sounded like them!) went off about every 30 seconds from the house next door for the entire time we were in the property. I've never seen...
  14. Bandita

    Valuation before contract signing?

    Hi all, Has anyone ever gotten a bank valuation done before signing a contract? If so, and the valuation comes higher than the price you end up signing for - will the bank still honour the original valuation (eg. for LVR purposes)? You would obviously need to pay for the valuation - and...
  15. Bandita

    Dexter

    For those of you who like a good TV show - you NEED to download/start watching "Dexter"!! Was just clued onto it by a friend and we ending up watching the first 2 seasons in 2 weeks - it's an incredible show!! I'd definitely start with Season 1, Episode 1 - you won't turn back. I found out...
  16. Bandita

    Boarding Houses - Sydney

    Hi all, Not sure where this thread should go, but anyways...... Looking for your devine experience once again :D I'm interested in hearing from anyone who has a boarding house in inner Sydney. We were never looking for a boarding house, but something has come up that I don't want to...
  17. Bandita

    Notice to vacate so they can put in tenants on a longer lease?

    Hi all, Just wondering about some NSW legalities. Our lease is running out in September, the agent called to ask us to sign another lease - we said we'd prefer to go month to month. The agent called back saying the owners are giving us notice to vacate unless we sign a new 6 month lease as...
  18. Bandita

    Melbourne Auction Results

    Did anyone pickup the Melbourne Auction results this weekend? If so, can you send me a PM? Thanks! Cheers, Jen
  19. Bandita

    Which FY for tax purposes?

    Hi all, Just trying to allocate income/expenses properly. I'm trying to work out which Financial Year some go into, so my question is - how does income/expense get allocated into the FY: For expenses - which FY do you allocate the expense: a) The date the invoice was raised?; b) The...
  20. Bandita

    Does USA have Offset accounts??

    Hi all, Not sure where this thread should go - however, in speaking with my friends and family in the USA - they have no idea what "offset accounts" are?? Is this because they don't have them (they claim they don't) and it's an Australian phenomenon - I can hardly believe that. However the...
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