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  1. Programmer

    Digital TV - Educate me...

    Thanks guys, all valid responses. Choices, choices... Cheers,
  2. Programmer

    Digital TV - Educate me...

    Hi, being from the IT world (well, previously) you'd think I'd at least have a basic handle on standard def, high def TV's, right? Nup. One of our TV's is big, but nothing special. We currently connect to a standard def set top box. The STB seems stuffed... :( Question: If I buy another...
  3. Programmer

    LOC usage - tax deductible use

    I can't see any problem with it - but I'm not an accountant, so check just to make sure... :) As you know, there's plenty here. I'd be anal about your LOC transactions and keep meticulous records. Don't mix any personal transactions. That way when you are asked the questions you have all the...
  4. Programmer

    LOC usage - tax deductible use

    a) Depending on your status (trader/investor/business owner etc) 100% investment use would be hard to justify - but that's up to you... Simple, if you really can show that it's 100% inv use then claim it. If not, apportion it. b) As (a) c) As (a) It's simple. Apportion as you feel is...
  5. Programmer

    CGT on Share Losses

    Ouch! New Accountant? GP is correct. Losses, then discount. And if you think about it, it makes perfect sense.
  6. Programmer

    Selling geared shares and repaying deductible debt

    As Rob. You will sell half the shares (the asset). The emphasis is on the asset. You cannot claim loan interest for something you no longer hold. Cheers,
  7. Programmer

    Medicare Hospital cover levy can I scrap it now?

    Not that I'm aware of. I understand it is still based on your taxable income.
  8. Programmer

    Medicare Hospital cover levy can I scrap it now?

    Rod, it depends on your individual situation. If I were a healthy SINK with no relevant health history then I'd probably ditch it for a while. I did, until I was married and had kids. However, the other catch is the lifetime health cover issue (see your health fund for details). They...
  9. Programmer

    Deducting magazines

    Josko, you seem to have taken offence to my words... I'm not sure why. Mmm, OK. Let's leave that one. Yes, and often no. If you attend a course on property management and you derrive income from a property, then fine. This would be related to the management of your property. However, if...
  10. Programmer

    Deducting magazines

    Unless you actually are running a BUSINESS in which its purpose is buying properties then,... i'd say this is a case of 'leading the witness'. Remember, YOU are ultimately responsible to the ATO for your tax return, and not the accountant. If your accountant knows (and I see no reason why...
  11. Programmer

    Broadband + Foxtel package?

    Thanks Tizzy, "Just don't expect a family will be able to manage with just the one set! The arguments would be terrible" Err, stupid question. Can you have more than one TV and broadcast different PAY TV channels? I can to this with Free-to-Air, but I 'guess' you cannot with Fox? Cheers,
  12. Programmer

    Broadband + Foxtel package?

    Hi all, Does anyone other than the Telstra/Foxtel consort offer a broadband/foxtel package? I'm after a package that bundles these two together - as opposed to paying separately. I've never been impressed with the Foxtel line-up, but living in Vic and having to watch late night replays of...
  13. Programmer

    Effective ways to reduce tax for a high income earner

    "Effective ways to reduce tax..." can be in the goals of the beholder. More information would be required before any suggestions could even start to be considered. How old? Personal debt? Spouse? Dependants? Life goals? Current super balances? Current investments outside super? Investment...
  14. Programmer

    When strangers come to your aid...

    'Cause I wanted to make SURE there was no damage I couldn't see. Associated story: Selling a car for my brother (he'd gone interstate). Nice car, Mazda RX???? (something fancy - it was red, aren't they all...?). Guy comes to look at it and when he hears the price, immediately tells me he...
  15. Programmer

    This might sound strange...

    Tighten yer nuts? :eek: Over to you Geoff...
  16. Programmer

    DVD/Hard disc recorders

    I programmed in Win16 and 32, went to all the MS development conferences, got heaps of MS ALPHA and BETA stuff months and months before they were available in limited release and was gnerally a MS devotee (it suited me...). I hate Media Centre and anything similar. I know, hate's a strong...
  17. Programmer

    DVD/Hard disc recorders

    That's the other brand I was trying to think of. The Pioneer's were also recommended by the 'buffs'.
  18. Programmer

    DVD/Hard disc recorders

    Firstly, I'll tell you what NOT to buy! Don't buy an LG. I had SOOO many problems that I gave up and put it in the rubbish bin while swearing many expletives. I did a search and found I was not the only one with grievances. If anyone else has bought an LG recently, apologies, but in MY...
  19. Programmer

    When strangers come to your aid...

    Yep, that sort of 'community spirit' (to give it a name) really makes me smile. Great story. True. I took delivery of our brand spanking new Honda Civic (some years back) and no futher than 500 metres from the dealer a young girl ran up the back of me (ouch!). It wasn't a big hit, just...
  20. Programmer

    Family day care

    My point was on the ROI and ROR (Return on risk [associated]). A friend of ours canned the idea quick smart because she realised the requirements of local council and FACS. When she did the sums just a few kids was not worth it. What she would of had to charge was well in excess what the local...
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