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  1. Pablo

    Will 6 weeks bond effect tenant response

    Hi, I am a private landlord and have advertised my property on RE.com and Domain (through Landlords choice). The property is advertised at $260 and I have asked for 6 weeks bond as I am allowed to since the rent is over $250 in SA. However I have had an absolutly dismall response. 2...
  2. Pablo

    Selling a property when tenant behind on rent.

    I am afraid that I have broken the number 1 rule when self managing one of my Adelaide properties. I have let the tenant get behind on their rent. This has occurred as I have currently got the property on the market for sale and as the tenant can be a little difficult sometimes (and also...
  3. Pablo

    Resolving tenancy disputes video

    Hi, I'm not sure if this link has been posted before as I do not get to visit this site as much as I used to. I came across this series of videos on Youtube from Tenancies SA (OCBA) about resolving tenancy disputes which may be useful to those here in SA...
  4. Pablo

    Good newspaper resources

    Hi, Over the years I have come to the conclusion that you cannot believe any investing related articles predicting the future of the market. However there has to be a couple of good journalists out there. Could you point me in the direction of a couple good Journalists or websites (apart...
  5. Pablo

    Adelaide get together

    Hi, I am wondering if fellow Adelaidians would like to get together for a catch up, if we get enough people we could make it a monthly thing. I have created a facebook group to keep in contact and organise things so if anyone is interested add me as a friend or reply to this thread...
  6. Pablo

    Anyone fall victim to a good April fools prank?

    Just thought this might be a fun thread. I almost got done and it would have been funny if it had succeeded. My wife was about to have a shower and came in saying that there was no water coming out of the shower head. I of course went to investigate but just before I went to turn the water...
  7. Pablo

    Advertising on realestate.com.au

    Hi, I am so happy that us private landlords can now advertise on RE.com through http://www.landlordschoice.com.au/ I just had to blow their horn a bit. The property was advertised Sat morning and within 1/2 an hour I already had an enquiry and so far 2 1/2 days later I have got about...
  8. Pablo

    Smartline franchise

    Hi, I'm seriously looking into buying a Smartline mortgage franchise, so far everything seems to look good. What are peoples opinion of Smartline and their business systems? Thanks.
  9. Pablo

    Thinking of becoming a mortgage broker

    Hi, I will be leaving my current job next month and am considering a change of occupations into mortgage broking. I was just wondering what qualifications I will need and if I can get into the industry before gaining these qualifications. Also what sort of money would a mortgage broker just...
  10. Pablo

    tax q

    OK bit of a dumb question but when your spouse is working do the tax office add the wages of yourself and your spouse together to work out the tax paid or are do they see you as individuals? Thanks.
  11. Pablo

    What is with my parents.

    Hi, I really do not understand my parents thinking, when I first started talking about property investing they were stressing out big time acting like I was going to lose the shirt of my back and would present me each week when I visited with a pile of newspaper clippings of every negative...
  12. Pablo

    Who pays for repairs

    Hi, We had an air conditioner repaired recently and in the process a foot was put through the ceiling, in this case I will be repairing it as it was my brother in law doing the job for free but normally who would be resonsible for the repair?
  13. Pablo

    Property management licence

    Hi, I have the opertunity to undergo some subsidised training through work. Since I privately manage my IP's one of the courses I was considering is Property managment. If I do this and gain a licence how will it effect me with regards to privately managing my own properties? I think I have...
  14. Pablo

    Buying costs for PPOR deductible when turned to an IP?

    Hi, We are buying a new property which we are going to live in for 5 years or so and then develop. I was going to borrow the money for the buying costs and am wondering if the interest on this loan will be deductible after the property is developed and becomes an IP as it was originally used...
  15. Pablo

    Changing insurance after already been paid for out of LOC

    Hi, I am looking at changing my insurance's to another company, the problem is that one of them has had a years worth prepaid out of a LOC. This LOC is used solely for this properties expenses so that all the interest is tax deductible. If I change the cover over I will be refunded a...
  16. Pablo

    LOC interest

    Hi, we are moving out of our current PPOR and into our new purchase and will be renting out our current PPOR. However we wish to change ownership of the current PPOR into both names as it is solely in my name. If the transfer happens before we move out (say by a couple weeks) and we paid for...
  17. Pablo

    Adelaide accountant who understands capitalising interest

    Hi, I'm wondering if anyone can recommend an Adelaide accountant who understands capitalising interest as I'm looking to convert some non deductible debt to deductible debt. thanks.
  18. Pablo

    Help with building costs.

    Hi, I am currently negotiating the purchase of the next door neighbours back yard so that I can do a 3 house sub division. But I am having trouble getting them down to a price where I will be able to make a profit as they don't fully appreciate the costs involved. I am confident with all...
  19. Pablo

    Sharing a LOC between properties.

    So far I have planned to set up a LOC for each IP which is to be used to cover any expenses, but I can see that a fair bit of equity will be tied up in LOC's due to buffers in each one once you start getting a few IP's so I am now considering having one LOC set up that will fund expenses on all...
  20. Pablo

    Tenant application form

    Hi, I'm currently going through the process of re-letting my IP and had to tidy up the form I use to screen tenants so I thought I would also share it with you guys as you have been so much help to me in the past. I know it goes into allot of detail but I don't expect the tenant to fill...
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