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Members Equity has just reduced fixed rates as follows: 3 years fixed @ 5.99% 5 years fixed @ 6.29% The rate is not artificially reduced by other fees as there are no establishment or ongoing fees. Any comments on the likely direction of interest rates are appreciated.

Screaming pigs!!!!!!!!! It sounds to me like many property investors posting comments about Financial Planners and Superannuation have failed to follow some fundamental logic. As John Burley says, screaming pigs squeal rather than devote the time and effort to become level 4+ investors...

Does anybody know where I can download a "Contract of sale" form for a private sale of property. Thanks.

From: Frank Gayton Does anybody know how to treat a bath to re-enamel about 20 rust spots. We have been quoted $520 - a cheaper spray-on solution is preferred. Thanks.

Reply: 1.1 From: Frank Gayton Sorry, the correct number for Tony is 38399295. He is a qualified Financial Planner, has a Law degree, and owns Investment properties - and knows what he is talking about.

Reply: 1 From: Frank Gayton Try Tony Richard-Preston 32399295. He is very honest and works strictly on fee-for-service.

Reply: 4 From: Frank Gayton Me too please. [email protected] Thanks.

Reply: 2 From: Frank Gayton Give some serious thought to what you can access in your employer-sponsored Superannuation fund. I have just secured for a 51 y.o. male client, $960,000 Life Insurance for $686 pa with level premiums till age 55.