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Members Equity has just reduced fixed rates as follows: 3 years fixed @ 5.99% 5 years fixed @ 6.29% The rate is not artificially reduced by other fees as there are no establishment or ongoing fees. Any comments on the likely direction of interest rates are appreciated.

Does anybody know where I can download a "Contract of sale" form for a private sale of property. Thanks.

From: Frank Gayton Does anybody know how to treat a bath to re-enamel about 20 rust spots. We have been quoted $520 - a cheaper spray-on solution is preferred. Thanks.