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    End of an Era

    The end? Hiya I am so sad this forum is ending....it had been a useful partner on this interesting property journey of mine...a big thank you to Ian, Jan, Sim for giving us such a great platform....life changing in more ways than you can think:D On a another note, it is quite terrifying...
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    Insurance for house and granny flat

    Hiya I have a house and granny flat ; building insurance is with Allianz...they have just informed me that i have to buy TWO separate insurances policies for building cover...:cool: as they have two separate tenants.. Apparently if it is one tenancy agreement, then it is okay...go...
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    How much do you spend a year (living expenses)?

    Living expenses Hiya Suffice to say it is covered by my passive income :D (now i just have to get rid of those pesky things like kids...)
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    See Change and Richard Feynman . let's hype the sydney market thread .

    Huh? Well, good for the owner -occupier then....then there will be one less need for a tenant wouldn't it? but i do know from anecdotal evidence (and from my banker too) that there are many who are jumping into the OTP multiple units purchase show:eek: and buying not one but two, three etc...
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    today in SMH - Are all your friends talking property

    Yep they are! Hiya I know we are nearing silliness levels in Sydney when a school mother whom i haven't seen in a year zooms right to me at Maccas last week and starts talking about property...how she has "made" 500K from her purchase 2 years ago blah blah blah.... I gently reminded her...
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    Gas heaters ? Advice

    hiya I have got the Rinnai Avenger 25 too (same as Nek) just installed last month... it warms up a big living room (about 7 by 5 m) cum open plan kitchen quite well...and quite fast too... only thing is it can be quite noisy:eek: compared to my old radiant heater....which i loved
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    See Change and Richard Feynman . let's hype the sydney market thread .

    Sydney silly! Hiya I will add my chorus to the silliness of Sydney.... A friend just sold in Epping (more than 2 million.....) He is renting a 3 bedder at Meadowbank WITH WATER VIEWS for ....wait a minute....690 per week....apts are selling in the SAME building for 1.3 million...
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    You "Only" Need $1m to retire comfortably.

    R & r Hiya Many people have the idea that the game is over once retirement starts....say at 60 or 65 years.... Does anyone out there agree with me that beyond that age, there is still another 20-25 years of investing cycle ? in other words it is not only about yield at retirement...it is...
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    FHB Carlington vs Dulwich Hill OTP

    Hiya Doesn't matter about enrolling radius; James Ruse is a fully selective school, in other words , just by being in the zone does not entitle you to enrol at the school..trust me, i know, my daughter goes there:)
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    Are you left or right handed

    L or R? Hiya This question is very interesting...i am RH but hubby is LH... I have a few kids...some left some right:eek: will be looking into the future to see how they turn out..haha! but so far i think it is a safe bet each way to have a couple one LH and one RH......:p Just my...
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    Buy now in Sydney or Queensland for the long term?

    S or Q? Hiya Is there a third option? But in Sydney BUT just not now:p
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    Qld State Govt approves New Logan Planning Scheme. Start in May

    Dual occ Hiya Have spoken to a town planner a few months ago: the ballpark figures for a dual occ (2 houses on 2 separate titles) is not going to be cheap:mad: For my case it will be about 60k upwards that includes a) contribution charge : 21-22K b) surveyor D.A 7-8K c) council...
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    How do you qualify a future Son in Law..

    Qualify? Hiya I beg to differ:eek: I take pity on the guy who will end up with my daughter....knowing her, she will likely whip him into shape:p
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    Using a buy & hold strategy, in how many years did you reach financial independence?

    Early to retire Hiya Highly Geared In your earlier post, you mentioned portfolio of 8 digits and LVR 70%; good position..but methinks you want to hold on AND want to retire early? Unless your portfolio is very cash flow positive, and assuming your needs are 100K net per annum, and you...
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    Using a buy & hold strategy, in how many years did you reach financial independence?

    Financial Independence I agree! I am starting to keep records and my kids alone cost me 44K (net) last year:eek: I have roughly worked out my retirement budget (ie sans kids no mortgage): (a) 60K (net): modest (b) 80K: medium (c) 100K : not bad; not bad at all:eek: I...
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    So what does everyone here do for a living?

    Previous life Hiya Used to be a bean counter with KPMG in my previous life....now i'm a SAHM ; part time investment manager (ie hubby earns and i invest:p); part time Tiger mum:p
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    Using a buy & hold strategy, in how many years did you reach financial independence?

    Financial Independence Hiya Took us about 7 years :) Didn't want to post as it may seem like bragging but decided to as i wish to encourage others ...hey !if a stay-at-home-housewife with 3 young kids can do it, you can too:p (On a side note, last week hubby had to serve a redundancy...
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    $250k burning a hole in my pocket.

    Hiya Check out Vanguard in Australia....
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    High Yielding Shares Again

    Ah! 29.4 for the grandkids too:D
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    Using a buy & hold strategy, in how many years did you reach financial independence?

    Equity/income Hiya 100K equity does not equate 100K (net ) passive income... BUT happy to be corrected.....:D
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