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    Insurance for house and granny flat

    Hiya I have a house and granny flat ; building insurance is with Allianz...they have just informed me that i have to buy TWO separate insurances policies for building cover...:cool: as they have two separate tenants.. Apparently if it is one tenancy agreement, then it is okay...go...
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    Should i pump more into super?

    Hiya Be forewarned: A simple question (but may have a complicated answer!) If one does not have a PPOR debt; should one either: a) increase after-tax super contribution (non concessional super) OR b) start to pay down IPs deductible investment property debt.. Note: these IPs...
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    My son -where to buy for his uni

    Hiya My son has just received an offer to do his Medicine degree at Uni of Queensland (St Lucia) campus. His degree will take him 7 years (poor thing:D) I am thinking of buying a little house for him instead of paying rent...he can then sublet and learn a lot of things:D hopefully ...
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    I just "made" $500 in 10 min -ask me how:)

    Hiya So, i have just received my Youi car insurance premium...it had gone up 10% this year..... Thot about it; decided to call them and query...BEFORE i started talking, they OFFERED to REDUCE the ORIGINAL premium by 10%:eek: that's right, the premium is even cheaper than last year...
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    Highly recommended -electrician

    Hiya Thought i will give this young, courteous and professional electrician a recommendation... Ben 0448544533 He did some work for me twice and i know he is starting out on his own business atm after coming back from overseas volunteer work...:) He is based in Sydney ....
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    Drainage easement

    Hiya So, i have this back neighbour who is demolishing his old house and putting in a Clarendon double story house. His problem is drainage issue as his block slopes to the rear... He wants to put in multiple dispersion pits..but first council requires him to get permission from me that I...
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    Passive income:))

    Hiya http://solarinvestor.com.au/heres-how-it-works/ Has anyone tried this? Any positive /negative feedback?:D tks
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    Anywhere wants to group share RP Data

    Hiya If anyone wants to group share RP Data, pls PM me...available for NSW, QLD and South Oz::) Have a great day!
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    An item to buy only once for life

    Hiya I am interested to hear if you have bought a fabulous item which has lasted for a long, long time...maybe FOR LIFE:eek: Or even you have inherited from grandma/grandpa:p So throw it out here...kitchen ware, electrical appliances (brand name please), clothing, shoes, etc etc, etc...
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    Sliding glass door supplier needed-Sydney

    Hiya I am after some recommendations to supply and install aluminium and glass doors . I am in Sydney many thanks!
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    Urgent: EVERY landlord will be affected

    Hiya Read this report....i dread if this bill goes through and EVERY council jumps on to increase rates:(( http://spionline.com.au/blog/latest-blogs/12981-urgent-report-landlords-lose-big-time-with-inflated-investor-rates-
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    There is honesty left in this world :))

    Hiya Have a read of this; it really brightened up my day:D and i hoped it will brighten up yours:D http://www.essentialkids.com.au/photogallery/younger-kids/starting-school/funny-notes-from-kids-20140114-30sjp.html#utm_source=FD&utm_medium=lifeandstylepuff&utm_campaign=notes
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    Children's University Fee

    Hiya So i had lunch with an old friend whose son has just graduated with a combined Law /Media degree...she told me his HECS debt is 55K:eek: which he will have to pay back eventually when his salary reaches a certain level.... My parents paid in full for my (and my siblings') university...
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    Penrith

    Hiya So i paid a visit to my Property Manager in Penrith 2 days ago...learnt a few things: a) she told me Penrith is very hot due to Badgery's Creek news....( i only had a vague idea where it is :p) ; mmm...how far is it really to BC from Penrith? 15-20 minutes drive and if they start to...
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    Land tax deductibility

    Hiya Quick question: If you paid land tax as a lump sum; how do you apportion the amount across EACH investment property for tax purposes? And on top of that, how do you apportion it with your spouse?:eek: as i have to file 2 tax returns... If it is not too much to ask , an example...
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    The Maximum You should spend on your car(s)

    Hiya I came across a very interesting post by Mr Financial Samurai recently. (i love his blog) . While it may be US-centric, i thought it was very thought provoking... It says the max amt one should spend on one's car(s) is 5% of your net worth. Eg if your net worth is 1 million, you...
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    How to start buying for my kids

    Hiya So, i have one more IP to buy before i reach the magic number...:D Lately, i have been thinking that maybe it is time to think of buying on behalf of my kids (all 3 of them:eek:) (I have visions of presenting each kid with one or two properties (with mortgage of course:D) when they...
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    Holiday House Swap

    Hiya Hubby and I are intending to do extended overseas vacation once he retires; something like 3-6 mths a year. We are thinking France, Italy, US you get my drift.... I have since realised that Sydney is a very desirable location for people to visit from overseas...i hope to target...
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    My daughter was at the receiving end of a racist attack

    Hiya So, precious daughter (age 14) comes back quite unsettled....apparently she was happily walking and chatting with her friends, one Indian and one Chinese when 3 young "tradie" types walked past and hissed "get out of our country":eek: My daughter is a "halfie"; ie what her friends...
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    Have you always wondered how much refugees get per month?

    Hiya A piece of useless information for those who are interested:D So, i have a refugee agency apply for one of my IPs in Sydney...rent is about 450 per week... And i wonder softly to my PM as to whether they can afford it...it is for a lady with 3 sons in their 20s... "Oh...i should...
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