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    Bad credit raring Credit Cards

    I am told there is such a thing as a credit card that someone with a bad credit rating can obtain to prove them self Anyone know of such a product I am really only interested in the interest free period
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    Managed Funds

    Recent research into Managed Funds and how they work tells me there products around that can be bought for $500 and can have no minimum time. Most I have found are a Minimum of $5000 to $10000 and a recommended time of 7 years Do there $500 minimums exist if so where
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    Copyright vs Patent

    Curious as to what the different is Reason I am asking (and I have had a fair bit of experience in copyrights to do with music) is if someone bought copy written plans to build say a kids toy can one build more than one of the original plans i.e. the plans haven't been copied!! Can he sell...
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    Angel Investors

    Came across a concept known as Angel investing and investors Seems to be it like lending to someone to start up a business Has anyone been involved in this process Can it be done with IPs
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    Who can work as a Book keeper

    Without creating an augment on about qualifications and why one needs them etc Who can do the book keeping for a small business does one really need to have a cert111 in whatever and/or be a member of some bookkeeping association
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    First Loan costs $1

    Thoughts on this They claim and have assured me the first loan will only cost $1
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    Spread Sheet Software

    Is the an Alternative to OFFICE Excel Anyone using an alternative
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    Seeking Legal Advice

    Where would one go to get (honest) legal advice Sure a solicitor But my experience Solicitors only want your money (and don't seem to care if there is nothing in it for them) Legal Aid Maybe (Is this service only for health care card Holders?) Online legal advisers? Ask for credit card...
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    Hight intrest saving account bonuses

    While looking at high interest savings accounts I came across a website that use a strategy that was to take advantage of the bonus being offered What they suggested was to open an account that have a high interest bonus period and put money in their until the end of the bonus period Then...
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    Ripping Tradespeople Off

    Properly a bit off topic and certainly the other side of the coin from the Forums perception but I'm going to get on my soapbox and ask for an opinion anyway Roughly 2 years ago I was called out to a property to get an onion on some electrics of a house As a Electrical Contractor I knew the...
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    Cheap Vic Houses

    I quite often wondered about this real cheap houses Whether it would be worth buying as a reno and reselling Seems to be a few of these at times http://www.realestate.com.au/property-house-vic-jeparit-111888267 http://www.realestate.com.au/property-house-vic-serviceton-112261587 I can...
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    Rebuilding a Mortgaged Property

    I'm wondering if it is Possible to demolish and rebuild a mortgaged property
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    Debt Collectors Ombusman

    Debt Collectors Ombusman Is there such a thing Who would I go to to lodge a complaint against a Debt Collector
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    Permit Question

    I obtained a Building permit in June 2008 To erect a Kit garage Footings got inspected And I erected the shed Unfortunately I fell into some financial hardship (Basically went bankrupt) and the guttering and stormwater was never finished (couldn't afford for the plumber to return to finish)...
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    The Dream

    As there is no introduction yourself section Ill post here I'm Nev from The Latrobe Valley (East Vic) I stumbled on this forum while searching info on becoming a registered Builder!! I have alway had an ambition to build my own house ( I mean physically hammer and nails sort of thing)...
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