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  1. K

    World Cup 2014

    Surprised that this big sport event has not been discussed. well, i may as well start it... all thoughts on your predictions on scores, outcome of each game and group stage, players' and managers' prospect and performance, all welcome... anything under the sun about this world cup to be precise...
  2. K

    Paul Clitheroe vs David Koch

    Both are financial advisers, writers of books and apparently have a huge audience or listeners. That's so much I know about them. if you would pick one to follow, whose advise would you choose? and why? I am incline to choose Paul as he is still very much in the industry compared to David...
  3. K

    WA- are you regretting voting the liberals in as govt?

    the past few weeks wasn't been smooth sailing for Emperor Barnett and his ministers after breaking election promises, backflips and now down graded by standard and poor. With the down grade to only double A, the Emperor has threatened to sell govt assets first rather than cut spending e.g...
  4. K

    Air Cons- tax deductible?

    Hi, two air cons were damaged (10 years old) due to lack of manintenace (that's what the PM told me). Anyways, I am in the midst of replacing them. question to the floor is: are they fully tax deductible for the FY or need a new depreciation schedule? Those two air cons were installed...
  5. K

    report from Propell National Valuers

    FYI mmm... gone are the days where average growth is 7 to 10% pa, perhaps?
  6. K

    bank's assessment on rent and interest rate

    can't remember if this a norm. spoke to an ANZ broker yesterday and the lender is assessing only 80% of my rental income and their safety net for interest is +2%!!!! still need to cough up with 5% deposit of cost but that's not an issue for me. goodness gracious, that'll take another few...
  7. K

    WA state election

    mmm... election day is coming and there is no thread to discuss so thought I'll start one. me like labor because: 1. Metronet (spending for the good for more people) 2. Don't like Colin Barnett and gang. After all these booming years, report card hasn't nothing to show for. Besides...
  8. K

    Moving close to a good public school

    for your offpsring/s sake, would you move to a suburb where there is a good public school even if you'll need to buy a more expensive house or stay put where you are and sent him to a good private school? we are planning for our son as in which one is a better option. he won't be schooling...
  9. K

    Interest Only period is up

    Interest only terms for the first IP is up. Its has already been 10 years. As i understand, at the end of the 10 years, the repayment will revert to Principle and Interest. Present options are: 1. let the replayments revert to P and I or 2. take the loan to another lender. As i am...
  10. K

    perth level of unemployment

    we hear in the media such and such company is cutting down staff numbers e.g. qantas and FMG. recently an US engineering company in perth, due to lack of work, has got rid of their US staff working here. The company that the Mrs worked in made 5 of their staff redundant two weeks ago. The...
  11. K

    my two whinges for the day

    1. the media and their economists they interview should shut up about interest rates movements. After RBA's Tuesday's decision, they are now saying it will increase in Nov. FFS, when are you going to stop?????? economists who comment on interest rates movement should be fine if their prediction...
  12. K

    re:- settlement agent and RE agent

    getting a bit worried now. we bought a property in Vic off the plan and sold it recently after it was built. Settlement was last week. What got me worried is this: 1. I paid an initial deposit for the property. Then came the buyer who paid a 5% deposit of the contract price. After agent's...
  13. K

    re: US considering a bank tax

    looks like Rudd is ahead of Obama. :rolleyes: http://www.cnbc.com/id/37943013
  14. K

    first time with LOC

    IP 1 Value: 550k Oweing: 350k Equity: 200k rent: 535pw IP 2 Value: 450k Oweing: 350k Equity: 100k rent: 400pw PPOR Value: 580k Oweing: 500k Hi, I heard from somewhere I could actually use a LOC to push down the mortgage on a PPOR. I have heard of LOC but didn't actually grasp...
  15. K

    re:- Job headaches

    i had my job application for an organistion (say Company A) accepted last week. the pay is average (below median, not much difference from the present one anyway) but this organisation has more flexible hours. got a call from an ex client (from Company B), heard i am not happy with the...
  16. K

    re:- report writing

    i would like to find out if there's ways to improve my report writing skills. at the moment, it is quite basic. some examples are increasing my vocabulary and purchase a report writing for dummies :P any help is appreciated. :)
  17. K

    re:- good tax accountant in perth

    ok, not sure my present accountant is taking me for a ride. The past three tax returns, i have been charged $715 each. Not sure is this the 'market price'. I put my receipts separately into three envelopes- investment property, work related and investment materials. before submitting to him...
  18. K

    re:- how did you get starting with commercial investment properties

    hey folks, we have just settled on our third resi IP. CG for the 2 IPs have been kind to us these few years. This third IP is apparently a growth area. So hopefully in the next 3 to 5 years or so, the CG in the three resi IP can give us more options to purchase non-resi IPs. before...
  19. K

    rE:- MELTON- which estate?

    hi, for those who have invested in melton or lived in melton or know a bit more than I do about the precinct, where would be a good place to buy? West or South? Or Melton itself? then which estate? they had a few new estates with some very well done up with strict convenants while other are...
  20. K

    re:- Valuation Report- what do i do with it??

    re:- Valuation Report for Epping, Victoria- what do i do with it?? hi, i've received a copy of property report from Herron TW on a property we are very keen to purchase as an investment. Its about 8 pages and the valuation is about $2k lower than the buying price. The expected rent is also...
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