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    A little blue gem (which needs an exterior update)

    Hey guys, Im possibly going to make an impulse buy. (If its classed as impulse after doing DD?) Honestly, I wasn't even looking for a property at the moment, but I just stumbled over this one. But I digress? This little very very rough diamond is actually strata titled. it looks like its...
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    If I were to be hit by a bus tomorrow....

    We don't like to think about it, but ever since my daughter was born eight months ago, my mother has (rightly) been on my case to sort out a will and decide how and what to do with my properties should I unexpectedly die any time soon. But where on earth do I start??? My husband and I...
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    Breaking a fixed interest loan - help!

    I need some creative thinkers out there to help a good friend of mine: Personal situation: She's lived in a PPOR in Ipswich QLD for ten years. Her husband lost a battle to cancer last year (http://somersoft.com/forums/showthread.php?t=70910) and she has now returned to her home town in NSW...
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    Pest & Building - use vendor's or yours?

    Ive been looking at a place for a friend and the vendor has already had an independent pest and building inspection done on the house which I can purchase online. Aparently I get the $400 purchase price back if I buy the property. My question is: Would you use this independent report or...
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    How would you spice up this frontage?

    Im just after some inspiration from fellow SSers.... The image below shows one of our properties over in orange. its in a very nice suburb and to be honest, we've let this house slip and its now the worst house on the street. Time for a tart up! We've renovated the exterior of weatherboard...
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    Kiyosaki's Cashflow Quadrant - Which Quadrant are you?

    Robert Kiyosaki describes cashflow as coming from one of four quadrants: Active: 1) Employment 2) Small business Passive: 3) Business (large) 4) Investments (Property & shares) He argues that we should be aiming to create high levels of cashflow from the Business quadrant and move...
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    One click to help a friend in need

    Hello, I usually keep my posts on here property related, but this is another avenue to assist a friend in need with very serious problems. Ive seen my childhood friend, Olivia grow up with Polyostotic Fibrous Dysplasia and all the associated pain and surgery that goes with it. Her husband is...
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    A career/life conundrum

    There's no right or wrong answers for this one, but Id be interested in your opinion: I have been in my government job (including the three hours commuting each day) for 11 years. Its a safe secure job but Ive been bored with it for a long long time. A dream job within 20 mins of home has...
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    "Offers over..." How do I negotiate price??

    Im just curious.... I just picked up a townhouse which was advertised as "Offers over $X". I offered marginally over the amount and got the place on that price. I just dont feel like it was a true negotiation though - dont get me wrong, Im happy with what I paid... Im just wondering...
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    Insurance Brokers??

    Right, Its high time I sorted out the multitude of insurance products ive signed up for over the years. in the past I have just approached any old insurance company to cover me for car, landlord, contents etc. Now its time I rolled them all under one umbrella. My partner and I currently have...
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    Still motivated in your day job?

    "As the love of property investing grows, so the love of my profession wanes..." Once I discovered that property investing was going to be my route out of the rat race (around 7 years ago), I have lost all interest in striving within my profession (day job). I have no interest in climbing the...
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    Next steps in today's market: Small development or buy existing?

    Hello there! (Very) long time lurker, first time poster. :) Im at an investing crossroads. :confused: Quick background: My partner and I own three IPs. Two houses in Orange (NSW) and a unit in Erina (NSW). The two houses in Orange are on corner blocks and have the potential to be...
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