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  1. TheCamel

    probably an easy Q.. How to buy in Vic?

    Looking at a PPR in Hoppers Crossing... Beleive it's overpriced, but still within our budget.. and it's a PPR.. so the whole logic of IP buying doens't quite fit here. That said - we've still got a walk-away point of below our loan threshold, and intend to do things like extend settlement period...
  2. TheCamel

    Sticky Loan needs..

    i've had the ABN for 2 years.. will see what anz come back with anyway, then might consider cba
  3. TheCamel

    Sticky Loan needs..

    LVR, we're assuming 90%. obviously at that level we're gonna get stung with LMI. I'd love to be 80% or lower, but.. it's not likely. personal transaction through NAB, and business accounts through ANZ....
  4. TheCamel

    Sticky Loan needs..

    It's been a fair while since I've been around. Been overseas, all sorts of life changing things. Further life changing things continue to occur. Amongst them, our desire to now buy a PPR in Melbourne. However, we're going to find it a bit sticky with the loan app. We've been overseas for...
  5. TheCamel

    Weekly, fortnightly, or monthly - which do you prefer

    doesn't bother me, so long as it's in advance. tenant can also pay however he wants,as long as the pm deposits money to me via direct deposit.
  6. TheCamel

    new fence - informing tenants

    as far as i'm concerned, by being rudely woken up by the tradies, and having them tramp in and out of our yard, and having to have our curtains closed, we're having our quiet enjoyment compromised... they also have to tell us I beleive, if contractors will be at the property..
  7. TheCamel

    new fence - informing tenants

    Maybe i'm approaching this from a tenant point of view, rather than a landlord, however. About 2 weeks ago, our neighbour over the back fence approached us, and asked whether we owned, or who the property manager was, as they wanted to arrange a new fence. (It's about 1/3rd of our total back...
  8. TheCamel

    business names (not property, per say)

    but if i register the business name and create an abn, bank accounts, tfn etc, knowing i'm going overseas for 12-18 months, and will definitely not be trading.. that'd be stretching it... :P although there is a possibility i might have occasional contract work from my current employer, or a...
  9. TheCamel

    business names (not property, per say)

    the vic consumer affairs site says i must begin trading within 2 months of registering the name.. are they able to find out if I don't ?
  10. TheCamel

    business names (not property, per say)

    so I could do that evand, register a business name, get an ABN for the business, and a business account. then, in say 6 months when it's making money (not profit, but money) I could form a company, and then sell the business to the company ?
  11. TheCamel

    business names (not property, per say)

    thanks folks :) I appreciate the time you've taken to explain it, GR in particular you've given me much more than what was asked for :) I do recognise that we should talk to a startup consultant, but I need some more stuff down first :)
  12. TheCamel

    business names (not property, per say)

    I'm currently considering some options in my life - specifically, starting an IT contracting/consulting business on my own. I figure if I've got this much passion for my job, and I put all my heart and soul into it, I may as well do it for my own benefit... anyway, we're trying to work out...
  13. TheCamel

    Building under administration - Court Cases

    to me, it means it's got major problems. I'd stay well away. "building is under administrator" - the body corporate is broke, or whoever owns the building, is broke. means anything wrong, prolly can't be fixed as they can't spend money. court case with the fire system consultant.. how...
  14. TheCamel

    Death/TPD insurance claimable ?

    that answers my question then.. :) might arrange proper insurance, and can that from my Super..
  15. TheCamel

    Tenant trashed garden with a bobcat :-(

    Are you interested in telling us the REA at all ?
  16. TheCamel

    Death/TPD insurance claimable ?

    Interesting thought. My super fund includes Death and TPD insurance as part of the arrangement. For 3 units of each, I pay, by the look of it, a total of 117$ per half-year. (at least bweteen 31/12 and 30/06 for last FY) I understand that income insurance and life insurance is normally...
  17. TheCamel

    LiveIn - Canberra

    Do their franchise agreements include area boundaries? That's intersting.. :)
  18. TheCamel

    LiveIn - Canberra

    re/max is one of numerous agencies that have not even deigned to reply to my politely written email asking for some information on their property management services. I personally feel that 2 days is an unreasonable amount of time to wait to not even receive a "hi, we got your email, we're...
  19. TheCamel

    LiveIn - Canberra

    not necessarily so concerned about competitiveness I'm after a PM that feels right.. if that makes sense ? Provided they seem to have some idea, and answer my questions properly.. another PM pretty uch basically refused to give me hard numbers on how many properties are managed by how many...
  20. TheCamel

    LiveIn - Canberra

    uhm, 7$ for office administration, 10 days rent for new lease, half weeks rent for renew lease 100$ for unfurnished condition, 200 for furnished that's pretty much it..
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