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currently .06% but I don't think it means very much because we found it very difficult to borrow any more from the banks last time round. Mark

I work in the Civil construction industry, build estates and I don't see any slowing down of the new housing market around brisbane, not that it won't or is happening, but normally as soon as a Stage in complete it's normally sold out and the developers are pushing us for the next stage again...

Done or doing all but not as yet No. 4 " redeveloped an existing site ". Mark

WHAT, you should tell them to move to Brissie, we had no summer this year :), don't go to Adelaide/Perth or Melbourne thou. Mark

Sorry to hear that Peta, is the property being managed ? and how good are they if no tenant has been found as of yet ? Mark

Hi Peta, Our property management office has recently changed over to be in the RUN group, I don't think there will be any difference really. Click on the link, if you haven't already done so. http://www.run.com.au/index.html Mark

Hi Aimjoy, we have a lodoc loc with them. Mark

Hi Guys, Just received notice from Macq stating for the last - Feb rate rise that they have increased rates by .45. Wow :eek: Wonder why their rate rise doesn't make headline news like CBA etc. Anyone else had similar rate rises whacked on them to this degree ? Mark

Yes of course I wasn't thinking, it would be a cash advance and the interest free period would cease immediately. Thanks guys Mark

Does anyone pay their IP interest via their credit card, to build up their rewards points super quick. Just transfer your monthly repayments from your savings account to credit card to loan account or am I missing something here? Mark

We had a similar situation just after our IP was built and prior to us taking possession of it, we visited it one afternoon and found that the neighbour who was in a similar position as us, just about to take possession, just laid the new turf, had two sprinklers running off two of his hoses off...

We had a tenant move into an IP recently, just after we had spent quite a bit of effort tiding it up after the end of a long long lease , 9 years. The new tenant then failed to mow the lawns for almost 2 months, we simply mentioned it to the PM who called the tenant straight away and told them...

what a grample of a good idea :p

We did have a Gold Master card as well but for some reason pulled back our limit to a Silver card, for a few years now our average usage of the card would add up to about 25K. After reading some of your responses, many thanks, and also from other treads, we may come to the conclusion of shopping...

I just gave citibank a call and made out I was going to another card and if they could waiver their annual fee to keep us, this chappy was more than happy to cancel our card :eek:, so I said we will think about it. Looks like we pay our fee and also Yman, I'm not sure if we can pay our annual...

We have a silver citibank mastercard and the annual fee just turned up and it is $75, never taken much notice of it before it is just one of those things that happen and you pay. Just wondering if anyone has called their card company, especially citibank and had asked for the annual fee to be...

Thanks Rixter

Hi Guys We are thinking about capitalizing the interest on some of our debt and would be interested to know if there is a spreadsheet in existence that can show the results of capitalizing the interest on a loan ? Mark

looking at the wall that was removed to open up the living area

kitchen after removing wall