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  1. poppy

    builder destroyed my IPs backyard

    I've had some structural issues with my IP recently as per some previous posts. The property is just within it's structural warranty period. So it turns out that the structural problems were probably mostly due to a storm water blockage on council's side. However, since finding this the...
  2. poppy

    dodgy builder - is this house doomed?

    These photos are of my 6 year old IP. It's interstate so I haven't seen it much. Up until a few days ago the only issues that have been reported to me have been thin cracks in gyprock/cornice that didn't seem to be anything abnormal. Only other major issue I've had was with the garage...
  3. poppy

    divorce/messy tax situation

    Situation is we have five loans, all in joint names. 4 of the loans are for 4 IPs, all in my name. The 5th loan, secured against my PPOR, was used for deposits on the IPs as well as for numerous other expenses related to the IPs, obviously never used for private purpose. So, when I did...
  4. poppy

    eTax help with other income...

    Does anyone know in which section of eTax I should declare income from Automatic Teller Machines? Is it a category 2 item in section 24 - "Other Income"? And does the depreciation and interest deductions for the ATMs go under section D15 - Other Deductions? Thanks
  5. poppy

    Additional insurance discounts?

    Just wondering if anyone has negotiated an extra building and contents and/or landlord insurance discount for holding numerous policies with the one company. I am refering to a discount over and above the standard multi-policy discounts that are commonly advertised by insurance companies and...
  6. poppy

    Expensive monthly account fees with ANZ

    I have five home loans with the ANZ under the breakfree package, around 1 million in total plus extra business with them such as credit cards etc. I want to open a second mortage offset account with them to link to another loan account - so that I can keep my personal savings seperate from...
  7. poppy

    Can we round expenses on our tax returns?

    I noticed last year that many areas of e-tax do not allow entering of cents. I am unable to find any documentation regarding how or whether amounts should be rounded in this case. If I were to round up everything rather than simply removing the cents, it might make a difference of say $50...
  8. poppy

    How early do you expect PM to start advertising?

    Just wondering how soon before an IP becomes vacant do you expect the PM to start advertising eg if existing tenant has given notice to vacate for say June 15 would you expect an ad on around June 1. Let's assume we are referring to average properties in an average market. ie There is not...
  9. poppy

    Anyone used "Point Cook Property Centre"?

    Just wondering if anyone has used the Point Cook Property Centre to manage their property in Point Cook. I think they are quite a new agency. I currently have my property managed by an agency in Werribee, and they are OK but for this particular property I think it is better to have a local...
  10. poppy

    Unfair contracts law - will it effect contract workers?

    http://www.treasury.gov.au/documents/1537/PDF/The_Australian_Consumer_Law_Consultation_Paper.pdf The proposed new unfair contracts law above states that it excludes employment contracts but does appear to include independent contractors as far as I can tell. What I can't tell is if this...
  11. poppy

    Automated watering system - need an electrician?

    I have had a landscaper install an automated watering system into an existing outdoor power point. Power point was installed by an electrician. The landscaper installed a covered green box in the ground to house the valves and so on. The issue has been raised by PM that there are wires...
  12. poppy

    Worthless shares and capital loss

    Many people currently have worthless shares in companies that are basically bankrupt, that they are unable to claim any capital losses on because things have not been finalised. For the current financial year, as most shareholders are unlikely to have many other capital gains, the issue of...
  13. poppy

    Harsh income tax withholding variation!

    Like many people here due to the falling interest rates I needed to lodge a new Income Tax Withholding Variation. The letter has come back from the ATO and the withholding rate is a lot more than I think it should be (at least 5-7% more) according to my calculations - unless of course...
  14. poppy

    Anyone got their 900 bucks yet?

    Just wondering if anyone has received a present from Kevin Rudd into their bank account yet. I'm talking about the $900 for taxpayers which was supposed to start getting paid yesterday. Not the family payments etc. If some was paid electronically yesterday it should have hit a fair few...
  15. poppy

    Will we ever get direct water use billing for tenants?

    Apart from VIC, which already has direct water use billing for tenants, is there any concrete plans in the other states to implement direct billing? I'm so over chasing water wasting tenants for water they were *supposed* to pay as part of their lease.
  16. poppy

    How to tell if a tank is subject to water restrictions?

    Are there any obvious outward signs as to whether a plumbed water tank with a mains back up is subject to restrictions? This could surely make a difference to the value of the house, not to mention being necessary knowledge in order to avoid a fine. I am surprised there isn't more info on it...
  17. poppy

    NAB bounce back a perfectly valid internet transfer!

    I'm cranky. I made a third party transfer out of my NAB internet banking in late Feb, just over $500. The transfer was for the current date, and there were of course plenty of funds in my account. The transfer was deducted from my account immediately, I double checked the details, all...
  18. poppy

    Heat pumps - are they viable with new rebates?

    I have read there is now a $1600 non-means tested federal govt rebate to install either a solar or a heat pump hot water system (when replacing an electric storage system). This is on top of the renewable energy credits you get already, and on top of any state govt. rebates. However, I'm in the...
  19. poppy

    power of attorney

    I am looking at getting an enduring power of attorney done for my husband and I (with both of us being the power of attorney for each other). We don't want each other to be stuck unable to sell assets etc if the other was incapable of making decisions. I would also like to get it setup so that...
  20. poppy

    ATO to keep private rulings secret

    I read today in the financial review that the ATO announced they would no longer publish details of private rulings. I can't find a link to the article unfortunately (you need an account for the financial review website). The article implied that details of the existing rulings would...
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