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  1. J

    Not all occupants listed on the lease

    Recently I have discovered that not all the occupants living in my IP are listed on the lease. The situation is the property was rented to a single mum, and now a guy has arrived on the scene. I wrote to the PM stating the new occupant should be listed, and RTA amended, but PM advises this...
  2. J

    Break Costs are they deductible

    Hi all, Trying to decide when is the best time to break out of a fixed rate loan. The loan has 9 months to run. The savings over the next 9 months in a lower interest rate equate to the break costs. However this would change if the break costs were tax deductible, any advice is appreciated...
  3. J

    One Name on title, Two names on the Loan

    Hi, In order to improve my serviceability it would be better if my wife and I were on the loan application doc, but I only want my name on the title for tax purposes. Would lenders be ok with this? Jim
  4. J

    Confusion with Headlines

    I have just read a couple of articles in the Australian today (1st Nov) in their property section, which seem to contradict each other. 1. 'Property Market Feels Rate Rise Pinch' 2. 'Building Approvals Build Rate Rise Case' Why would more people be building properties, if home sales...
  5. J

    Do I need to change the title of the deed?

    All, I did a quick search of the forum however couldn't find anything relevant to my situation so would appreciate the comments: My wife and I are joint tenants ie 50/50 ownership of a property this was formally our PPOR. However we have now converted this to an IP. My wife's income is...
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