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    U R the Australian Govt - $15.5b is about 2 b handed 2 u - what do u do with it?

    My understanding (which is very limited) is that you could generate enougth power with solar, but lack the ability to store it (of course not counting the economically cost). The lack of being able to store large amount of power is a big stumbling block, so you need to have plants that can...
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    Disgust at Beazely comment re Pasing of Belinda Emmett

    I really dislike what howard does at times and think he needs to be kicked out to stop him getting more arrogrant. But Beazely would be so much worse, I think there is so many people that are unhappy with the political system, would love to see change, just no idea how to real do it. I...
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    Is a depression just around the corner

    Other then it might be fun to speculate, I can not see any benefit. I think it is good to think if it does happen how do I react, but it is just as likely to not happen. History does not repeat it self, it might show similarities, but it is not always a predictor. I mean even in the depression...
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    Guilty??

    My 2c, it could easily be unethical and could be ethical. The first sale is probaly more the key. If the person was happy to sell at a discount to get a quick easy transaction where there would not be issues cause he could pay cash, no big deal. If the agent lied about the value and took...
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    Negative influences from a partner

    If he has negative feelings to the way your friends behave as suggested above. It is going to be very hard for him to act that way him self. He will most likely feel like his friends would treat him the same if he was interested. Most people do not want to get ahead, they want to fit in...
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    Negative influences from a partner

    Unless his view of the world changes, then he will carry on the same. He will follow the patten of his friends which you mentioned. You can not change him, he can only change him self. What motivates him, what does he like. If there is away of associating these things with what you want to...
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    Setting up a trust

    since paying back a loan is not a deductable expense. So there is no benifit to loaning money to a trust. I guess I am just trying to get my mind to understand the little bits. So if I gift the money to a trust, it is as it should be, well protected. Is there any issue with the trust...
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    Setting up a trust

    I have a small amount of money which I plan to put in to shares and am looking at setting up a trust to handle this. I just want to make sure I understand correctly how it works. I am setting up the trust to have a structure to protect the assets, for I would like to go in to business down the...
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    IP Strategy for the Future?

    I am going to be really curious what happens to property over the next 5 to 10 years. Property I am can see is great in high inflation, in low inflation it is still not to bad, but it does not wear away your debt. When inflation was at 10% I wish I could have bought as many properties I can get...
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    Company Profits

    if the trust was owned the business .. and you gave profits to the trust .. the trust would have to distribute the profits ? since it was income to the trust? you would then take it at your tax rate and gift it back to the trust .. if you want to give money to a trust from a company for the...
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    Company Profits

    could you gift the money to a trust ? so you already payed 30% tax on it .. then the trust could invest/spend it for you ?
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    Renovating house before settlement

    You could always tell an agent your thinking of selling it now you have improved it, and just want to find out how much it is worth .. not as good as a real valuation .. but you will get some idea for free
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    Is it possible - IO loans for PPORs

    could you use a line of credit, my understanding is that if you just wanted to pay the interest, you can that way it can act as a IO in times of need, or you can put a lot more money in to it. The only reason I have heard that IO with offset is better is that it is cleaner to sperate taxable...
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    loan to value ratios?Poll.

    It should not be to suprising that the younger age group have a higher LVR, for me I just have not earnt the money yet to really build up that level of equity .. granted had I got in to property closer to the beginning of this cycle my LVR would be better, but I guess I can be around for future...
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    Too early to refinance???

    You could always get a personal loan, granted you will pay higher interest, put once it is done, wait the 12 months, or refinance with another bank
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    Property Doubles every 10 years

    I did not forget that property is cyclical .. but if you take the cycle and average out it out .. if it stays above inflation then the affordability of house will go way out .. if it stay with inflation and how much people get payed then it will stay as affordable as it is now .. and just be in...
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    Buy-and-Hold VS Buy-Hold-and-Sell at Market Peaks

    I bet the amount of income tax and other taxs has gone up .. I wonder when we compare the amount of money as % of the income, that is gross or net.
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    Property Doubles every 10 years

    I have been told a bit like a catch phrase that Property prices will double every 10 years. People I have talked to about this are just going that property prices have done this for the last couple of decades, so they assume that it will continue to do this. It would be great if it kept doing...
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    Bust and then what....????

    We have seen great increases in property over the last 20 years .. but that also has to do with inflation .. does any one have the growth of property minus inflation .. I am sure we would have negative years after inflation .. and with inflation being a lot lower then it has been in previous...
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    changing trustee

    I do not know i you have to tell the bank, someone else can answer that .. but as far as I know it is not the trustee who is important .. it is the person that guaranteeing the loan, if the trustee is a coporation or a person does not matter .. if you change trustee .. but the old trustee is...
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