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Hi all Much appreciated the replies. I did approach one lender at rams to which they required 1 year tax return plus accountants letter and they will only service 80% LVR. However, they don't seem too comfortable anymore and require further docs. Went to have a look at state custodian...

Thanks for the replies. So I will still need minimum 2 years of tax rtn even if I have the letter from the accountant to state my income over the last years? Reason being is I want to purchase the house first this year before lodging my 2nd tax return.

Hi all Just ventured into a business and been trading for about a year. I was wondering if anyone knew or could assist in acquiring a home loan with (self employed or lo doc) max 90% LVR and require only my last income tax? At a glance, most bank require last 2 years of income tax and...

I had a look into either buying an existing dwelling or constructing a brand new house. Are there any web sites which only shows mortgagee sales?

Another question, suppose i am planning to purchase a land and build a new house. How do they determine the total value of the property is worth? For example, the house i want to build will cost about $300k and the land is another $150k with a combined total of $450k. If given the above...

Another question, suppose i am planning to purchase a land and build a new house. How do they determine the total value of the property is worth? For example, the house i want to build will cost about $300k and the land is another $150k with a combined total of $450k. If given the above...

Joined 6 years ago, acquired some really good advice from here, purchased an inestment priperty and sold it after 2.5 years with $80k profit. Used a portion of it for wedding and a small holiday and hold the remainder. Yes the inheritance part is just happening now. Lots of thoughts with...

Hi all, Just wanted to hear some thoughts and advice from fellow investors. I am in a fortunate position of inheriting some amount of money in the vicinity of $450 - $500k mark. I don't own any properties as of yet and am renting at the moment. What would you do with it in terms of...

Did some calling to sydney water. They said there are existing water pipes across the road. They will need ti be connected. The person was unable to give ne a figure until i have pirchased the land and submitted my plans. In this case, is what she saying is true? Im expecting an extra $100k...

Thanks for all the replies.... Ive only looked at riverstone in general. Didnt actually research on one particular blck. As for this block i posted above (princes st), if it was purchased $190k 18months ago, it says something abt this one.... But in general, riverstone from what ive...

I suppose I could get away with water using tanks. If that is the case, How would the drainage connect? Any idea how much we are talking about to connect power, phone line and just the basic needs for a house? There are lands where houses are just meters down the road. It costs $150k...

Something like this..... http://www.realestate.com.au/property-residential+land-nsw-riverstone-200157521 If you googlemap it and get a street view, youll know what i mean

Depends.. Some land for sale (under $99k) does not have any road or proper land. Its basically like purchasing 800 sqm of bush and waiting for someone to gut it out. On the other hand, lands that cost $150k+, the lands have houses nearby and have a dirt road in front of it where cars can...

Hi all, Looking for a vacant land to build a new house on. I have recently come across a few lands where its cheap, zoned 2a (small population/residential dwelling). The land cost around $100k - $150k. The only catch is, the land is not serviced (no sewage, power, water, road and etc). The...

Hi terry_w, Thanks for your response. It had made things clearer. How much would it cost to go through this process? Will it depend on the value estate? estate on the current market exceeds $1m. Do i just rock up to any solicitor or will i need to find a specific person whom specialises...

Hi hiflo, Thanks for the quick response. Seeking a probate, does this basically mean the process of following the will's instruction and in this case, officially changing the house name over to mine? And if sold after 2 years of parents death, I maybe liable for capital gains tax?

Have a question I'd like to ask some fellow somersoft followers. Parents owned a house which is mortgage free. Parents wrote a will stating that the house will be given to me. Parents later passed away. House is still officially under parents name but there is a will in place. I want to...

I did notice a fair bit of houses with disposable goods such as junks and etc. Perhaps the time I went to Riverstone, there werent many 'undesirable' people on the streets. I will definately go back again and check it out again. I did research in relation and discovered how Riverstone is a...

Hey Newpie, I went to Riverstone too last week. Very secluded and country like yet it is only a quick 10 minute drive to Rouse hill shopping centre. There are heaps of land for sale now and relatively lower than the likes of Kellyville, The ponds and etc. One thing I did notice during my...

Hi all, Looking to buy land and build new home at Riverstone. Couple of lands released and available for sale. In 2010 the government apparently has rezoned some parts of Riverstone into residential zones. (R2?) Some of the lands are pretty cheap at the moment but is surrounded by bush. One...