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    We were the odds ones out today at Mullumbimby

    Today we drove over to Mullumbimby to have a look as it has been a long time since we have visited the place and found we were the odds ones - how we dressed as we do not dress in alternative, hippy or natural fibre etc. Funny feeling as we wandered the town streets, very laid back...
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    Should GST be raised and or broadened?

    Political hot potato... Personally I don't mind paying an extra .5% on the medicare levy to fund (or partially fund the NDIS national disability insurance scheme) as well as paying for our own private health cover on top of the medicare levy. Nor did I mind when the flood levy was applied...
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    Intoxicated people should be billed for tying up resources

    What a good idea, if you are under the influence and displaying anti-social behaviour requiring the police then I agree abusers should be charged and have to pay a monetary penalty and if they abuse again throw in a community service obligation as well as monetary penalty...
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    Centrelink...I feel left behind

    Went to Centrelink the other day, what a new experience. Apon arrival I wasn't sure where to go but read the signs and they said to wait until a staff member came. So I stood in the main entrance and up came a guy with a tablet, he told me I could download an app on my iPhone and go home and...
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    Implications of retiree giving house to daughter

    This is for a friend... Her father put a deposit on a house about 20 years ago and the daughter and her family moved in and paid off the loan over time but house is in fathers name and now he needs to change name over to daughter so that he can access Centrelink Health Benefits. Daughter...
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    Reno Kings Gold Coast Seminar

    Just thought I would say hubby and I are registered to attend this 3 day seminar starting on the 24th May. If anyone from SS is going let us know and we can organise to meet up in the breaks. Rockstar has registered to attend as well. XOXO Sheryn
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    Govt cuts uni funding to pay for Gonski

    After reading the below article I am thinking if I was a uni student (or a parent who paid) who paid for the units studied each semester to get a 10% reduction in fees, now I wouldn't bother as the incentive to pay as you go has been removed...
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    There maybe a way to live in a residential property brought is a SMSF?

    Just read the article in The Age titled "Building for Retirement" http://theage.domain.com.au/real-estate-news/building-for-retirement-20121116-29fhm.html Now I was lead to believe that there was no way you or a relative could live in a residential property purchased inside a SMSF as it...
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    Income Protection inside superannuation

    Started reading our adult childrens' superannuation benefits over the last 2 weeks as daughter was coming to visit, son and daughter aren't overly interested in reading and understanding super and the benefits and I must admit at their age I didn't understand super and when I asked my Mum she...
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    Marcia Langton - A leading aboriginal scholar

    On ABC Breakfast this morning I heard Marcia speak about her observations that the current welfare system encourages a sense of entitlement among some aboriginals and that the same section think the state should look after them. Some feel they don't need to compete or send their kids to...
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    What are your developer friends and aquaintances doing now?

    Over the last couple of years I have seen friends and aquaintances change what develpment they are doing of course they are looking at return but not always. S Started a co-op business moved on to land subdivision at least 2 the whole box and dice put in roads utilities and selling off...
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    Gas bottle is now too close to brick vents

    Three (3) days into our holiday in QLD our PM rings to tell us the gas company won't refill IP No 3 tenant's gas bottle as brick vent within a metre of gas bottle. Background IP No 3 was built in 2010 tenant has been having the gas refilled monthly since October 2010 and gas hot water system...
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    Who pays the gas service fee?

    We have been charged by PM the annual service fee for gas but my interpretation of the regulations is that if we have gas for hot water then the tenant should pay? 12 Additional charges payable by landlord: s 40 (1) (h) of Act A landlord must pay any charges for the availability of a...
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    Boondall QLD & surrounding suburbs

    Researching Boondall & surrounding suburbs so a family member who currently rents in Boondall can buy a PPOR, he works in Banyo. Looking for some local knowledge, what are the good areas/streets to buy around 400K (3-4 bedroom house). Any things I should be wary of? Any suburbs to avoid...
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    How much can you borrow if 'gifted' house deposit

    Can SS formites see anything wrong with below idea? Scenario... Retired elderly parents (part pensioners) and the eldest brother are exploring the options of 'gifting' money to youngest son/brother so that he can use the money as a deposit for a PPOR. The idea is to gift 10K each in...
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    Most aussies don't know their neighbours

    I guess we are lucky, we know our neighbours eg. house owners either side, across the road (one duplex is rented) and behind us. We also a few others in the street or in some instances at least know their names or where they work...
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    Bathroom replacement of vanity bottom & showerscreen

    This is repairing and replacing not a reno of our bathroom, the shower screen had a crack in it, the bottom of the vanity has water damage from bath water and the mirror has a few old age spots on the bottom edge. Before photos. Cheers Sheryn
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    Little kitchen reno

    We are cleaning up our PPOR prior to selling and are way behind schedule. Our kitchen is a small kitchen even though the house is a 5 bedroom. The kitchen was in good condition but upright stove needs to be modernised & I wanted to change the upright dishwasher to a one drawer dishwasher with...
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    Changes to NSW Tenancy Law

    The changes are written in easy to understand English and are due to start in 2011. http://www.fairtrading.nsw.gov.au/About_us/News_and_events/Tenancy_reforms.html Glad all our properties meet basix requirements so water rates can still be charged. One of our PM's rang yesterday to...
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    Can you sacrifice speculative profits into a SMSF

    If you are 60 years old can you build a 'spec house' with a builder and then put all profits into your SMSF paying 15% tax and then withdraw some money to live off from SMSF as tax free when over 60. Different version of Transtition to retirement and salary sacrificing. Regards Sheryn
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