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Hi, I've just received a letter from ING that one of my loans is transitioning from IO to PI next month. I was hoping to extend the IO period for another 5 years but am concerned about putting in the loan variation form because I'm 6 months pregnant and the form asks if there is anything...

This is just a gotcha that I thought I'd share so as other people dont make my mistake. I had my handover for my new property on Tuesday but I didnt want to hand any money over on that day as I wanted to have the walk through first. I therefor didnt receive my keys at my handover... It was just...

Hi all, I have to go to Brisbane for at least 3 months for work. flying home on the weekends. does anyone know of any accommodation that I can stay at with my pug dog, no more than 3km from the cbd. and does anyone know of anywhere I can put my doggie on the weekends when I fly home...

Hi, Does anyone know any good loan products that are 40 years and possible interest only for the first 5 - 10 years? Thanks

Hello, Im thinking of buying an older house (pre 1930's) for my PPOR. The home im looking at needs renovating, I dont think it has had any work for a number of years. Currently I dont have any children but will need to start that side of life within the next couple of years. I dont think I...

Hi all, I have done a search on the forum and it looks like 3d Home architecture and SmartDraw were the favorites in 2004. can someone confirm if these are still the better of the floorplan tools out there. I have tried the older version of sierra 3d home architect and the 2008 smart draw...

hello, can anyone who has used both the old 400 model and the latest 530(?) model tell me how they compare. I was thinking of just getting the older model if there isnt much too it as its heaps cheaper. thanks heaps splade

can people please help me decide who to vote for. I have been doing so much research and reviews but im still not able to decide. my predicament is that i don't like labor at all, i think they are not going to do what they are saying they will and there policies are narrow minded (school...

Hello can anyone recommend a good surveyor in Adelaide north? I have a property on about 1000sm and I want to build out the back of it. The council said my next step was to get a surveyor to divide the land into a community or torrens title. thanks in advance

Hi, has anyone used this product? any advice/comments? http://www.gardenwalls.com.au/products.shtml its looks pretty good, just like a rendered brick fence. Im yet to get a figure on the price though, but they say it is considerably cheaper. thanks in advance

well that was the caption to the news report... what is actually going to happen according the the mayor of salisbury is; the council will put to tender the building of homes on land that they currently own; they will then offer this land and home at the cost of the home only with the...

Hi Xenia, im really interested in your student accommodation strategy where you fully furnish a home and let out per room. just wondering how close to a university a home would generally need to be to attract this type of tennant? Is a ten minute bus ride too long? and how much is the going...

this is in South Australia. i thought legally they had to present all offers in South Australia. it was 35% below the asking price but still >550000. the agent said i was trying to steal. and said he wont present it because it wasn't a reasonable offer. i pushed the issue and he then said he...

am i expecting to much? I sent her an email on monday about property i was interested in and a price i was thinking of offering, to get her feedback and any other info she might find. she didnt reply... so today 4 days later i gave her a call... she said she was too busy and I could tell...

just wondering if other forumities do building and pest inspections on properties that are say 3 years and younger or do you not bother because the chances of something majorley wrong is minimal and waiving the inspections gives you an edge over other buyers.

it was a rough estimate but does this sound right? it seems excessive to me. I was expecting 4-5 k to subdivide. im told there is an open space contribution of over 4K alone.

I have heard that if you use a broker to source a loan for a commercial property they charge you a percentage of the loan amount, unlike residential brokers who are only paid by the banks. can anyone confirm this please and what is the percentage? thanks

if you have signed a contract with things other than just a purchase price, i.e rent in advance, and after advice you find out that it cant actually happen because it is against legislation. how do you go about terminating it based on those illegal things and who actually determines that it is...

I only have 35K available to create a loc on my IP loan, but i have about 99K on my PPOR available for a LOC. I really wanted to keep my PPOR completely separate from any IP's and just pay it off and be secure in the fact that it was safe should anything go wrong. Am i just being silly. how many...

not sure how good or bad my offer is. was hoping some people with the experience could give me an idea. background: deli and house under main roof. zoned residential. large country town, not in cbd but good location, own car park. owner wants to stay on for 10 months under a lease aggrement...