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Yes I was reading in the Courier on the weekend that Margin Lending is really starting to climb, everyone jumping in be good as long as it holds. Certainly an odd rally considering the times

I think most people can identify a scammer but I guess they are becoming more savvy A poster in another forum posted this Fraudulent company on Alibaba, any experience? Just found out a few weeks ago that a company on Alibaba (the Chinese distribution website) are using my company details...

The last one being 2011 only 1 year ago, and you state it is fairly new. Surely it could not be too much different. I guess the decision comes down to what you are comfortable with :)

How true Redwing I agree

I like your web site Mick but that lass nearly scared me out of my seat, volume was a tad loud lols

Wow they are pretty slack, I certainly would move on too

Hi all I am considering a property in Thornside QLD http://www.realestate.com.au/property-villa-qld-thorneside-107041806 Anyone familiar with this area? close to transport, shops and water thats got to be a plus. What is the location like otherwise though?

Ok I wasnt aware it was being pulled, I guess Kevin blew the budget. The other point is much more important anyway the Capital Gains issue. Make sure you have a clear understanding of how that works. If you do not live in the house initially when sell time comes you pay heaps of tax on the...

I would also consider Bulimba, Balmoral, Norman Park, Teneriffe They are all near the river and not too far from the city

Just a dumb question as I am sure you have sussed it all out but are you going to live in it during the first 12 mths? From memory to avoid the capital gains tax, you need to live in it for at least six months during the first year or something. Similar issues with FOBGrant, have you discussed...

If it was just one call, he may possibly just over looked it and forgot to get back to you why not just give it another try

Lols I remember when I built it was at the time when there were auctions for rental properties. I sold my unit to buy a block of land and build, so needed to rent in the mean time. Funny thing was; I was at a major disadvantage as had no rental records, but found an agent that could read...

Certainly seems to have a variety of employment opportunities according to the above posts. QLD tends to have cycles in the property market, is Rocky prone to this or a pretty level playing field?

If they use the term "Trust Me" be aware they are probably dodgy lols I would say if the do not try to leverage you but just present an opportunity then maybe they are ok. If they use pressure then I would be sus, why not ask if you can speak with some clients that have assisted in the past?

We may not see a 40% drop however wouldnt be surprised to see a more than 10% drop. It will be an interesting year for Australia I think

Could be a blessing in disquise, I would think it is going to be a pretty tough year this year in Australia. Might get a better buy down the track

Lower rates but higher break costs in the first few years

Seeking positive cash flow properties in this market may be a little tough although the student idea mentioned is one way of doing it. Some investors buy cheap properties eg out of the main arena in order to buy more. Regional areas can have restrictions to LVR (land value ratio) though...

Peter has pretty well answered the question, however not all do a flimsy pre approval, there are some lenders that will be more thorough however it will still be conditional to valuation

Hi Dis that is correct there are approvals and approvals there are also pre approvals and pre approvals. Some lenders will do most of the checks for the pre approval as you say such as credit etc, thus depenendant only on the valuation and possibly the Mortgage Insurers. Some lenders do...