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    90% LVR corporate trustee with westpac

    Hi, Has anyone had success with a 90% LVR with Westpac with a corporate trustee? Seems like there limit is 80%. Even with a director or personal guarantee. Looking to change to Westpacfor various reasons and just come up with this hurdle. Appreciate any feedback.
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    Property Courses that are tax deductable

    I have a few questions which came about on advice what was deductible and what was not. Generally, I have rental properties and this info was relevant to that. An expense is generally allowed as a tax deduction if it is incurred in generating income - in this case rental income. Also, timing...
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    New Credit File Reporting - What will it mean?

    Hi All, With the changes in the credit file reporting, what will this mean for lending? Access to credit? What will good look like? What will bad look like? We obviously wanted to have less "touches" on our credit file to maximise our lending but does this no become a secondary...
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    PM in Bundamba Area

    Hi, Are there any recommendations for a PM who can look after a property in the Bundamba area? Cheers.
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    Insurance before title

    Hi, I'm doing a build on a development in Qld. (ipswich area) The land is not titled yet but I have a contract on the site which settles 14 days after title. Should I have insurance yet or after title or if at all? Is everything the builders issue until handover? thanks.
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    Handling Vendor Bids at Auction

    Hi, Does anyone have some ways of handling vendor bids at Auction. In Qld the Auctioneer can (and does) vendor bid up to the reserve price. Not only is it annoying and pushing the price up without competition, I've seen bidders get in competition with the vendor's bid! I presume it is so...
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    Hypothetical - Finance a block of flats

    Hi All, Looking at a hypothetical. We were whiteboarding a vendor finance structure for resi property when one of the antagonists suggested trying this at scale. The question was, how do you do a no/low money down deal structure for a block of flats. Scenario: Block of established flats...
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    90% LVR with a trust and corporate trustee

    Hi, So I thought I had everything lined up but then..... I was working with Westpac on funding IP#2. Getting pre-approval lined up, made the manager known I'm working through a trust (it was being setup). I'm about to put a contract out and I received a soft copy of my trust which I...
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    Bundaberg Town Planner

    Hi, Can anyone recommend a town planner in the Bundaberg Area? Anyone had experience turning a single dwelling into duplex/multi-use zoning? I'm looking at raised house which can be built-in underneath and rented, and is in the city area. Want to understand how hard it is with the council...
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    Using a REA to present other REA listings

    Hi Everyone, I've been looking at a few regional areas. One of the REAs asked me to use him for any listing I found, even from competing agents. I can see that this agent is looking for a "share" arrangement for the listing to split the commission. Is this what happens or more of an REA...
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    Family Trusts (DT) and beneficiaries

    Hi All, I'm trying to get some views on a family or discretionary trust structure. The main uses for the trust is income streaming and property investment. The main question is about beneficiaries. I know the usual practice is to have the husband & wife as beneficiaries. But I was given...
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    Working out what DAs are possible in BrisbaneCC Area

    Hi All, I've found a few sites which I think it would be good to develop but need to bounce a few ideas with someone one what would be possible. Is there a town planner that does this service? Does anyone have this type of relationship with a town planner? Sort of looking for someone who...
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