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discount? 0.85% which bank? ANZ what fee? $350/annum did you go bank or broker? Bank what is your lend total/no of loans (optional) 3 is your LVR above or below 80% (optional) Below thinking of moving to NAB, as they are offering 0.8% discount, which will make it cheaper...

I'm roughly in a similar situation at the moment Westpac refusing to do a low-doc loan without BAS statements Already had a copule of IP with them (with decent equity), so thought it shouldn't be that hard, but the broker says he simply can't do anything without BAS. It might be rare for...

Thanx for the heads-up, yes the demand is ever-increasing in the west. A new estate - opened for release yesterday and sold-out within 3 hrs (24 blocks), didn't even get a chance to look at them. Damn these big builders gouging up all the land, and selling as expensive packages.

Whilst I agree to that statement, unfortunately it's buy now or pay even more in July scenario for me (and for the rest of FHB in Melbourne ). And as mentioned, it could become the permanent PPOR ,so CG won't matter that much, but my question still stands which of these areas would anyone here...

For reasons I can't explain, I need to put down deposit on a House & Land Package within the next few days, avail the FHOG & hopefully settle here in the next 12-16 months. Budget: $400K for a 4br House on a ~ 500sqm Land (min. Frontage 14m) Location: proximity to CBD via public Transport...

Just some casual advise from me, better look-up before acting upon: ignore the lock requests; not your problem ... last thing you know she'll be asking for internal locks on all doors too ! probably have a look at the shower head yourself, a 2 min. wrench job or worst case replace it with a...

If this inspection doesn't fetch you much attention, defintely drop the rent by $10/ week Any more details you'd want to discolse about the IP ? has Garage / Shed ? gas cooking / elec. ? ducted heating / air conditioning ? front/ rear unit ? in a small/ big block of units ? lots of...

That sounds like a good idea , but since the matter's before a Magistrates' Court I might have to be present at the hearing, if I do defend myself .. which I really don't want to. I guess I could pay the charges for now, and then write that letter to the Council and see if they follow-up...

Yeah now I realize that I should have acted first, rather than it coming down to this. Looks like I'll bite the bullet and pay 'em and avoid a hearing / Credit Rating

Yeah you have a valid point, and the blame could fall on me I intend to be on top of these from now on, silly that I 'assumed' I had paid the rates already, turns out not for this one, but the 2nd IP. Still learning ... that it's hard to manage multiple IPs ... I guess

The notice mentions that If I do not pay within 21 days from the date of being served, my Credit Rating may be affected, but I'll get it checked up in any case

Have owned the IP for almost 2 years now, first year rates (07-08) were paid on time ,as the invoice was sent to my current residential address. For 08-09 I never received an invoice from the Council, turns out they have been sending it to the IP address ! I called the Council last week to...

This was most probably a 2br Unit ? Units do tend to attract a lot of attention & are sold fast , but in these times it's good that he got a good price as well. Thanx for sharing

you may find all information here http://www.homesaver.treasury.gov.au/content/faq/faq.asp I guess since the govt. is waiting for banks to publicize / announce these it may be a while till we figure out whether this scheme is of any benefit

Cool bananas ! Thats' enough information to go over for quite a while !! Good Stuff there .. interesting to compare suburbs that started with same initial price in 97 ... and way they ended up in 07

Saves me 5-10 mins going from Ringwood to Knoxfield So far so good .. although do notice some people seem scared (driving @ 90 kmph .. most of the way .. esp leading to tunnel) !! Will probably avoid it once it's tolled for going to work, still got the e-tag for going to frankston as...

Another bad experience with MPRE: trying to get a rental estimate from their rental dept for a prop about to settle from them, and no response for 2 days now !! Not even thinking of letting them manage once I do settle I'll try Andrew Milne, and what about Ray white Langwarrin ?anybody use them

Its a matter of opinion .. Im sure you'll find some here that DIY .. and many that use PM for letting/managing In today's market I reckon letting shouldn't really be a problem, but its managing that you should be concerned about :- - rent not on time - small repairs + maintainenance -...

Bought IP2 .. 4br in Lakewood and yes under 300K ! a few bargains still available, but IMO it's starting to gain momentum with the pre-eastlink buzz .. I'm seeing more and more buyers (potential re-loactions) than I have since last month. Some agents I spoke to were of the same opinion ...

Good points .. I've already given up on a main road location last week, had potential, but when another agent told me they had the property for 60 days and couldn't sell it... it made me realize it wouldn't end up good . Looks like similar scenario here, but the current agent has quoted an...