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  1. jingo

    Group Title Investment

    I'm doing some research on commercial properties and have come across one in Queensland that is on a Group Title. What is a Group Title? Is this something to avoid - will it be difficult to finance etc? Any input appreciated. Regards Jason.
  2. jingo

    Personal Banker!!

    Betty from Westpac bank (name changed to protect privacy!) has been in our lives for the best part of 7 months. She popped up one day (or should I say phoned) to introduce herself as our personal banker. (I could even have the title incorrect). A very chatty and friendly lady, I didn't think...
  3. jingo

    Property Manager Canberra

    My brother in law has an apartment in Woden, and he is looking for a new property manager. Can anybody recommend a property manager in the area? Thanks in anticipation.
  4. jingo

    Job Losses

    More job losses announced today at Holden in SA and Vic. This comes on top of news of the Shell Refinery in Geelong being put up for sale, most probably resulting in job losses for around 450 people...
  5. jingo

    Chris Lang - recommendations??

    Hi all, I am looking for a buyers agent to source a commercial property for me. I have been reading Chris Lang's material, both on line and his book 'How Commercial Property Really Works'. Has anyone had Chris (or his company Property Edge) source a property for them, and if so, would...
  6. jingo

    How long term are you willing to look when investing in Resi Property?

    I certainly invested in residential property at the right time and managed to accumulate a few quickly, gaining a reasonable amount of equity in the portfolio. However, recently, we have been hit with a lot of repairs across the portfolio. Admittedly, nothing major, but it all adds up. Today...
  7. jingo

    Tenant taking agent to vcat

    We have a tenant in one of our ip's who is taking our agent to vcat on Tuesday. She hasn't filled out a reason on the application form, but a few weeks ago the tenant complained to the pm that there was a problem with a leaking toilet. We had a plumber attend, but he could not find anything...
  8. jingo

    Most tax effective and legal way to fund purchase of a grand piano

    I was going to put this under the accounting/tax section, but it isn't related to buying property! I'm hunting around for a grand piano and as my accountant is away, need some advice on how best to finance this. I am a piano teacher/accompanist and would use the instrument at home to practice...
  9. jingo

    The Voice

    I enjoyed last night's episode of the voice. Wondering if anyone else did as well? It's an interesting concept - high profile musicians working with a team of contestants with the intention of producing an overall 'winner'. I observed that the musicians(ie Joel Madden, Seal, Delta and Keith...
  10. jingo

    How Close are you to being able to Throw in the Job?!!

    I'm not good with polls etc, so this is a very simple thread! If you are anything like me you will have worked out how close you are to being able to throw in the job and live off your investments. Many on here will already have thrown in the job which is great, and I'd love to read your...
  11. jingo

    Year to Date Income

    Just wondering if anyone knows which banks are currently calculating borrowing capacity using year to date income? With credit continuing to tighten, a number of banks are severely discounting any bonus earnings in their calculations of borrowing capacity which can make a significant difference.
  12. jingo

    Sound only coming from one headphone on iphone 4s

    Hi everyone, I've just got a new iphone and the sound is only coming from one headphone instead of two. Initially, the headphones worked well. I wonder if there is a setting I may have inadvertently changed? The headphones are fine as they work in my ipod. Has anyone encountered...
  13. jingo

    Com Prop to provide income

    I am at the stage whereby moving from resi to com property makes great sense. I wonder whether experienced investors (com, resi, etc) would be able to provide some feed back on the scenario below. 1) Investor has a number of resi IPs. (ie me). Looking to derive an income from them sooner...
  14. jingo

    Claiming on Travel Insurance

    I'm in an awkward situation. I have organized an international concert tour at the school that I teach at which involves 30 students travelling to perform in Europe in January. Unfortunately, 3 of the students have since developed anxiety and depression related conditions. (Not caused by the...
  15. jingo

    Current Interest Rates for Commercial Property

    Hi, I'm beginning to look seriously at purchasing a commercial property. I'd like to gain a greater understanding as to how commercial property is financed. I have residential equity in the form of LOC's and could use this as a deposit at resi rates. What are current commercial loan rates...
  16. jingo

    Changing Jobs

    After being with the one employer for 11 years (I'm a teacher) and with a number of significant staff changes in my particular department, I have decided to look around for another position. Since I found out that our Head of Department, who has been in the job for 17 yrs or so, was moving to...
  17. jingo

    Investing in Blue Chip Areas pays dividends in Troubled Times

    There is a lot of doom and gloom surrounding the Melbourne property market at the moment. I have been out and about over the past few months, looking to pick up another investment. In my travels, I have come across one suburb where residential sales are thriving, the local shopping strip is...
  18. jingo

    We really do view situations differently

    I have been thinking lately about the vastly different perspective between the views of investors and non-investors. Visits to this site by individuals who run their own moralistic crusade on property investors in particular, demonstrate the misconceptions investors are faced with on a regular...
  19. jingo

    I enjoy teaching......

    As a teacher with some 17 or so years of experience, I can honestly say that I enjoy teaching. The aspect of the job that is most rewarding is observing the student's progress. Lately, however, I have become more and more disillusioned with the education system. I work at a private school...
  20. jingo

    Pro's and Cons of this for a start in Com

    Hi everyone, Just wondering if people could share their ideas on something like this as a start in Com. (I haven't bought it - it is just an example). (Go to shop 1 - Jessie's Pizza Shop) http://investmentportfolioauction.com.au/last-auction.html Pros that I can see 1) Manageable first com...
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