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  1. JustALearner

    Recommend an Accountant in S/W Sydney?

    Hi All, I’ll keep this short and sweet. Can anyone recommend an IP savvy Accountant in either Liverpool NSW (or it’s surrounding areas) or Campbelltown NSW (or it’s surrounding areas)? Or south-west Sydney in general? This is our first year claiming a return with an IP so I just want to...
  2. JustALearner

    I've Found The Perfect House - But Its Sold :(

    Hi All, What do you all think of this place? Sadly, I think I missed out by just a few days... ;o) http://www.domain.com.au/Public/PropertyDetails.aspx?adid=2006832414 It only has dial up access internet anyway so I'd probably pass :) Enjoy!
  3. JustALearner

    How much notice to give a REA for leasing?

    Hi All, I purchased a property back in June/July this year and have been living in it for FHOG reasons. Below is a summary of the dates things were done: - Contract signed on 05/06/07 - Settlement period ended 17/07/07 (6 weeks) - Moved in 21/07/07 Based on the requirements of the...
  4. JustALearner

    Searching - How to search for 2 specific words in one?

    Hi, I'm having a bit of trouble here. Using the search feature, is there a way to search for 2 words using an AND join or something? Hmmm... ok.. maybe an example is the best way to explain what I mean: Lets say I search for "Baulkham Hills". If I do this I then get all posts with the word...
  5. JustALearner

    Property Guide 2007 (Sydney Sunday Telegraph)

    Hi All, Saw the "Property Guide 2007" in the Sydney Sunday Telegraph yesterday (21/10/07) and also found an online version of it which you may (or may not) find of interest. I really dont understand how they came up with this though. Firstly, if you click on "Show me the top 10 suburbs in...
  6. JustALearner

    Gardens for IPs - Rate your level of maintenance!

    Hi All, My partner and I have recently moved in to a place for 6 months (to get the FHOG), then moving out so the place can be our very first IP :) In our time we are at the house, we have a few things to do – one of which includes doing something with an ex-vegie patch and tidying up the...
  7. JustALearner

    What to do after contract is signed?

    Hi All, We've finally done it! We have signed a contract and are underway with our cooling off period! Exciting and nervous time for us as this is our first time at this. I will disclose the details of the property once the cooling off period has finished, but for now I am hoping for a little...
  8. JustALearner

    How does HECS work with tax refunds?

    Hi All, This is just a quick one, I am sure someone on here will be in the same boat and it doesnt hurt to ask :) Lets say I have a $10,000 HECS debt (which I don't, but lets just say I do). Lets also say I earn more then the minimum HECS specifies so I need to repay my HECS debt which is...
  9. JustALearner

    Advice on our first IP? Growth or Equity?

    Hi All, My questions are in relation to a situation I am in at the moment with myself and my long-term girlfriend of 6yrs. I will keep the info to point form to keep it simple. I would appreciate your advice as I am very confused! First some information: - I am 24, as is my girlfriend...
  10. JustALearner

    Weird Proposal from REA?

    Hi All, Just thought it would be a great idea to get your thoughts on the below: Yesterday we (we = my partner and I) made an offer on a place. The offer was declined and a counter offer made to us for 10k higher then we offered. We told the agent that our offer was our max for the place...
  11. JustALearner

    Real Estate Agents Questions to Buyers

    Hi All, Just after some advice on dealing with real estate agents. My partner and I are looking at buying our first home (to be an IP) however I am a little unsure of how to handle some of the real estate agents. To be honest, I have nothing against them even though some people have a...
  12. JustALearner

    Mortgage Broker / Loan advice?

    Hi All, Just a quick question.. Took the first steps last night and saw a Mortgage Broker. All went well and learned a lot so it was a great expirence. Nothing was signed, just discussions on what we wanted etc. Before I met him face to face, we spoke on the phone and he asked what bank...
  13. JustALearner

    Discouraged already and I havent even begun!

    Hi All, Let me firstly introduce myself. I am 23yrs old and currently live at home with my parents. I have recently had a wage increase and now earn 48k (gross). My partner also earns roughly the same amount. I have been saving with my partner for the past year (or just slightly longer) and...
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