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  1. cougar_01

    Portfolio and Divorce

    Hey Guys, Looking for some advice hope you can help. -Scenario- Person A and B recently break up from a long relationship with a small portfolio of 2 properties, value approx $550k debt approx $500k. Person A wants to keep the IP's, Person B wants to split the IP's. -Questions- 1. What...
  2. cougar_01

    If bank offered you 4.99% fixed for 3 years today, would you do it?

    YES or NO I voted yes but then read all the comments and have decided to wait for the 5 year fixed rate, I didn't know rates fluctuate every 5 yrs or so, i thought that was driven by the stability of the economy?
  3. cougar_01

    Fly Screens SE suburbs

    Can anyone recommend a company that will install flysceens that are not to $y in the SE suburbs Melbourne. Cheers Cougar
  4. cougar_01

    To use equity in IP or new loan??

    just call them well let your misses talk to smart salary and they will explain it to her, saves you the argument, lol, I'm in pucka for 6 weeks leave on the 31st and have to take polies for anzac day :mad:
  5. cougar_01

    demanding tenants

    solution solution lol :D lets hope so
  6. cougar_01

    demanding tenants

    finished the property settled already and i kept them but if i knew about them earlier than i would of asked for vacant possession, just wish they would sh*t up and be happy with what they've got, the place is better then any house I have ever lived in
  7. cougar_01

    demanding tenants

    I had a call from my PM telling me that if I don't put security screens on the front and back door the tenant will move out. The house hadn't even settled yet and I told them to hit up the sellers, no joy, so I said i'll go halves, wih sellers or tenant. Then I got a message from the sellers...
  8. cougar_01

    To use equity in IP or new loan??

    new car hey man, miss me?...lol call smart salary and talk to them about salary sacrificing they do 2nd hand cars as well as new ones. We looked at getting an 07 yaris and would cost $220 p/f inc fuel, servicing, insurance etc. and its tax effective too. I know the repayments are better if...
  9. cougar_01

    Split Systems

    Mhi Talking to the retailers and the installers the brands to look for in their opinion were: ( No particular order :rolleyes: ) Daikan Mitsubishi Heavy Industries Panasonic Fujitsu I went for 2 x 7.1 kW MHI because they could push the air further than the others and I wanted to get cool...
  10. cougar_01

    Landlord Insurance

    Just going over my policy and noticed that the first 4 weeks of rent a tenant is in default is not claimable. is this normal? I assumed it was because I would just claim the bond but if this is not normal please let me know. Cheers Cougar
  11. cougar_01

    Split Systems

    looks ok well that looks ok, nice and neat. is that the type 2 conduit mentioned above?
  12. cougar_01

    Split Systems

    Thanks for the input, I'll find a new install guy and throw some ideas at him Cheers Cougar
  13. cougar_01

    Split Systems

    ceiling mounted a/c I think you are refering to the cassette type systems and the price of 2 unit I could put a wall mounted split in every room. But the cassette's are cheaper then ducted which was quoted 8 points for 10k:eek:.
  14. cougar_01

    Split Systems

    condo pump I was warned if the pump breaks down the wall will fill up with water and the tenents wont notice untill its too late, is this the case or are there safe gaurds??
  15. cougar_01

    Split Systems

    Hi Guys, I want to install some splits in an IP and want them on an internal wall.... The installation guy advised me its to expensive and he would have to rip down the plaster to run the drainage pipes, but said its not his job to replace the plaster..... any ideas? Cheers
  16. cougar_01

    PM Skye 3977

    Looking for a good PM in skye any feed back would be appreciated Cheers
  17. cougar_01

    Historical suburb medians

    but some reports try residex and rpdata rpdata offer a free suburb report although questionable accuracy
  18. cougar_01

    New

    whats new?
  19. cougar_01

    Purchasing in VIC - Frankston Area

    bang for your buck Skye is producing some new houses with alot of bang for your buck and about 50k lower than frankston, with any luck it will get a ripple from frankstons surge
  20. cougar_01

    recomendation

    would someone please recommend a conveyancing agent in the SE suburbs of melbourne. Cheers
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