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  1. cougar_01

    Portfolio and Divorce

    Hey Guys, Looking for some advice hope you can help. -Scenario- Person A and B recently break up from a long relationship with a small portfolio of 2 properties, value approx $550k debt approx $500k. Person A wants to keep the IP's, Person B wants to split the IP's. -Questions- 1. What...
  2. cougar_01

    Fly Screens SE suburbs

    Can anyone recommend a company that will install flysceens that are not to $y in the SE suburbs Melbourne. Cheers Cougar
  3. cougar_01

    demanding tenants

    I had a call from my PM telling me that if I don't put security screens on the front and back door the tenant will move out. The house hadn't even settled yet and I told them to hit up the sellers, no joy, so I said i'll go halves, wih sellers or tenant. Then I got a message from the sellers...
  4. cougar_01

    Landlord Insurance

    Just going over my policy and noticed that the first 4 weeks of rent a tenant is in default is not claimable. is this normal? I assumed it was because I would just claim the bond but if this is not normal please let me know. Cheers Cougar
  5. cougar_01

    Split Systems

    Hi Guys, I want to install some splits in an IP and want them on an internal wall.... The installation guy advised me its to expensive and he would have to rip down the plaster to run the drainage pipes, but said its not his job to replace the plaster..... any ideas? Cheers
  6. cougar_01

    PM Skye 3977

    Looking for a good PM in skye any feed back would be appreciated Cheers
  7. cougar_01

    recomendation

    would someone please recommend a conveyancing agent in the SE suburbs of melbourne. Cheers
  8. cougar_01

    Books

    Hey, Has anyone read the updated Michael Yardney book - "How to grow a multi-million dollar property portfolio - in your spare time." the 08 edition?
  9. cougar_01

    PM Franston

    Property Managers in Frankston Hey Guys, Just looking for some advice on property managers in Frankston, looking for, well the best really:o, just like everyone else. If you have one/some or know the ones to avoid please let me know. feel free to pm me if you don't want to make it public...
  10. cougar_01

    eligible income 30% a joke

    Just crunching the numbers on PIA to figure out how much I can borrow and have an issue with the 30% eligible income used in the equation. Its just not realistic that only 30% of wages can be used for loan repayments when I know that I can afford much much more about 75%. Are there lenders out...
  11. cougar_01

    For the mortgage brokers

    Is it better to use a mortgage broker close to home in the local area, or better to use a broker in the area of the IP, or it doesn't really matter which state we do business in? just asking as I'm preparing to purchase my second IP and will be seeking finance in a couple of weeks.
  12. cougar_01

    Need Help

    Hello all, Having some family finance trouble and would like some help/Advice before going to accountant and having to pay for what you guys can probably tell me.:( My mum is currently an unemployed 60yr old, she receives centrelink:mad: payments of $425 for looking for work but is having...
  13. cougar_01

    Property Managers Cranbourne

    Can someone please recommend a good PM in Cranbourne
  14. cougar_01

    Acuracy of Residex Reports

    I purchased my first IP in 3977 based on my knowledge of the area, but also backed up by the post code appearing in the Residex report. Since then I purchased Top 100 Growth for the Melbourne area, I was wondering if other people use this information to assist in the selection of good growth...
  15. cougar_01

    Which Landlord Insurance Do You Use?

    New Poll - Which Landlord Insurance Do You Use? If Other Please Post Company Name
  16. cougar_01

    Aon Landlord Insurance

    i JUST GOT A QUOTE FROM AON FOR LANDLORD INSURANCE ON MY FIRST IP WHICH COST APPROX 240K THE QUOTE COME IN AT $877pa OR $73.06 pm IS THIS THE STANDARD OR TOO MUCH:confused:
  17. cougar_01

    PM in cranbourne

    Any recommendations for a PM in cranbourne vic, its my first property and I want it to go as smooth as possible. Names or just Company names would be helpful.:confused:
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